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What You Get

CommerceOptionsSM Plus Checking Features

  • Higher interest rate on your CommerceOptionsSM checking account balances*
  • Preferred rate on CommerceOptionsSM Premium Money Market Accounts*
  • 0.35% rate discount and no origination fee on personal installment loans1 and fixed-rate home equity loans plus an additional 0.25% discount when refinancing from another lender2
  • 0.35% rate discount on a Home Equity Line of Credit3
  • No-annual-fee Special Connections® Visa® Credit Card with special introductory rate and Commerce Bank Rewards4
  • Free check printing on single/wallet-style Commerce Globe checks5
  • Free unlimited access to EZShield Vault® when customer subscribes to Family ID Restoration Service6
  • Free Commerce Visa® Debit Card
  • Free Commerce ATM transactions
  • 3 free non-Commerce ATM transactions per month7
  • Free Online Banking and Online Bill Pay
  • Free Mobile Banking8 so you can bank whenever and wherever you want
  • Free email and text8 Alerts to help you manage your money
  • Overdraft Services available
  • Access to myRewards Savings and myRewards Money Market accounts:9
    • Save for a year with myRewards Savings and get a cash bonus!
    • Or, open a myRewards Money Market account to get an exclusive rate

CommerceOptionsSM Plus Checking Details

Minimum deposit to open: $100
Monthly service fee: $12 if below requirement is not met10
Bank without the monthly fee! Maintain $5,000 in deposits OR $10,000 in combined deposits and loans11
Free statements: All types12

Get started with CommerceOptionsSM Plus Checking.