Skip To Main Content

Automatic Clearing House (ACH) Payments

Manage cash flow and help reduce fraud risk.

Learn more link goes to the product features

Automatic Clearing House (ACH) Payments

Manage cash flow and help reduce fraud risk.

Learn more link goes to the product features

Make payments and collect receivables electronically.

Pay team members, vendors and taxes with CommercePayments® ACH payment services. Moving from paper checks to electronic payments can help reduce processing costs, support fraud risk management and simplify reconciliation. You can also accept ACH payments from customers, improving cash flow visibility and streamlining receivables management.

ACH Payments

If you’re looking to simplify accounts payable processes, CommercePayments® ACH services can help you replace paper checks with electronic payments for team members and vendors. ACH payments can help support cash flow management, reduce processing costs, help mitigate fraud risk and simplify reconciliation.

If you manage multiple payment types, consider CommercePayments® Payment Hub, which helps automate supplier payments through a single payment file, reducing manual tasks and creating a more efficient workflow.

ACH Receivables

Commerce Bank supports ACH receivables as both an Originating Depository Financial Institution (ODFI) and Receiving Depository Financial Institution (RDFI), helping you manage key aspects of your accounts receivable process.

ACH receivables solutions can help you:

  • Access customer payments more quickly
  • Improve cash flow forecasting
  • Reduce manual processing tasks
  • Simplify reconciliation

Looking to streamline receivables and simplify your order to cash cycle? CommercePayments® Integrated Receivables helps improve cash application, billing and payment processing efficiency while reducing manual work.

Connect With Us

Connect with us to learn how ACH payables and receivables solutions can help streamline payment processes, support cash flow management and create operational efficiencies.

Insights & Stories

August 31, 2026

Growing threats in commercial banking fraud.

Commercial banking fraud is on the rise. Learn how to identify common threats such as BEC, check fraud, ACH fraud, wire fraud and account takeover, plus strategies to help protect your business.

August 25, 2026

How to implement and optimize invoice automation.

Automated invoice processing can cut cycle times, reduce errors and free up your AP team. Learn how it works and how to find the right solution for your business.

August 19, 2026

Inventory financing 101: Types, benefits and how it works.

Inventory financing helps businesses purchase inventory without straining cash flow, keeping stock levels healthy while preserving working capital.

Disclosures:

CommercePayments® solutions are provided by Commerce Bank.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Back to top