Visa® Commercial Pay
Simplify payments, enhance control, and empower your business with virtual expense cards.Contact us
Visa® Commercial Pay
Simplify payments, enhance control, and empower your business with virtual expense cards.Contact us
Eliminate the hassles of plastic business expense cards
Looking for an alternative to traditional plastic business expense card programs? Visa® Commercial Pay, available through Commerce Bank, is a digital expense card platform that transforms your company's spending. By managing your company’s expense cards through an online administrator portal, you’ll no longer need to worry about lost, plastic purchasing cards, stolen travel & entertainment (T&E) cards, or expense report delays. Through a user-friendly mobile app, employees or contractors can track spending or use their virtual purchasing or T&E cards anywhere Visa® cards are accepted.
Visa® Commercial Pay provides enhanced visibility and control over spending, simplified reconciliation, and the convenience of mobile payments — all while optimizing your cash flow. Whether it’s managing a team project’s budget or streamlining recurring office supply purchases, Visa® Commercial Pay provides your company with unparalleled efficiency.
How it works.
Request
Employees or contractors initiate a virtual card request via the Visa® Commercial Pay mobile app.
Approve
Managers or administrators review, set limits, and approve or deny payment requests.
Spend
Virtual cards are issued to the mobile app for online or in-store purchases using contactless payment technology.
Track
Transactions are automatically recorded, categorized and reconciled within the Visa® Commercial Pay platform.
Frequently Asked Questions
How does Visa® Commercial Pay simplify expense management for HR teams?
How can Visa® Commercial Pay benefit corporate users and contract laborers?
In what ways does Visa® Commercial Pay enhance the capabilities of travel management teams?
What benefits does Visa® Commercial Pay offer finance teams?
Issue Payments Faster
Don't want to deal with the hassles of issuing plastic cards or reimbursements? Employees and contractors can request and receive virtual cards for purchases online and in-store almost instantly.
More Controlled Spending
Set granular spending limits easily, restrict merchant categories, and monitor transactions as they occur — all from a centralized platform.
Streamlined Expense Management
Eliminate manual processes and reduce data-entry errors. Users can snap photos of their receipts directly in the Visa® Commercial Pay mobile app for effortless record keeping.
Connect With Us
Unlock unparalleled control, visibility, and efficiency over your company's spending with Visa® Commercial Pay. Contact us today to learn more.
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Insights & Stories
As an AP solution that integrates with your accounting system, CommercePayments® Payment Hub maintains all vendor-assigned payment types, manages vendor information, facilitates payments and creates a reconciliation file back to your ERP system.
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With Visa® cards through Commerce Bank, you can simplify your purchasing, business travel & entertainment and payroll processes.
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Working with your existing account system, the CommercePayments® AP Card replaces paper checks with electronic payments and provides an opportunity to earn monthly revenue share.
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