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• Trends & Insights

  Business Trends, Insights and Resources from Commerce to help you anticipate challenges and seize opportunities as you start, manage and grow your business.

• How to Write a Business Plan

  A business plan acts as a road map for your business' future, it enables you to clarify your objectives, establish a strategic direction and set goals.

• 5 Ways to Weather Business Seasonality

  If you run a seasonal business, then you know the challenge of maintaining revenue streams during your off-season.

• 3 Key Considerations for Partnering with a Big Company

  Three things to take into consider when deciding whether or not to partner with a big company.

• How to Value Your Business

  Accurately valuing your business ensures you get the best price for your hard work and determination.

• EBITDA explained: What it means, how to calculate it, and why it matters for small business.

  Earnings before interest, taxes, depreciation, and amortization, or EBITDA, helps small businesses better understand their earning abilities.

• What “modern payments” actually means for businesses.

  Discover what modern payments really mean for businesses—how visibility, control, and speed drive better decisions, reduce risk, and improve cash flow.

• Inside Heartland Co-op.

  Heartland Co-op was formed in 1987 with the merger of three Central Iowa ag co-ops. Today, it serves 5,800 members through 71 locations across three states. But until recently, it was still paying invoices the same way it had for decades.

• Turning fraud mitigation into a growth strategy.

  Fraud mitigation now drives revenue growth by reducing false declines and improving payment approvals without adding friction.

• Meadowlark

  Meadowlark in Manhattan, Kansas is a nonprofit retirement community offering a full continuum of care, enhanced by innovative financing and a trusted partnership with Commerce Bank.