Business Credit Cards
Cash flow. Control. Convenience.
Streamline your small business payments through a card program with big business advantages.
As a small business owner, you have plenty on your plate. Consequently, every dollar you save is a dollar that falls to your bottom line. That’s where Commerce Bank can help. Whether you are looking for a rewards card or simply an alternative to petty cash funds, we likely have a solution for you.
Let Commerce help you reduce the time you spend managing your budget so you can focus more on your customers.
Business Rewards Card
Earning rewards while managing
your finances has never been easier.
From 1% cash back* to airline travel to gift cards,
this card offers some of the most competitive
redemption options in the industry.
No annual fee
Individual credit lines for employees
Earn 2x and 3x points in select merchant categories
when you activate Quarterly Bonus Points1
Set individual credit limits per employee
Emergency Card Replacement
Revolving payments or paying in full options
Watch your points add up! Ask a Commerce Bank branch representative about all the included Commerce and Visa® credit card benefits.
View Important Terms of the Business Rewards Card [PDF]
Business Platinum Card
Your business is unique, and so should
your business credit card. We can help.
Our Business Platinum Card is designed
to give you the ability to adapt to your
ever-changing needs as a business owner.
No annual fee
Low APR and an extended grace period
Set Individual credit limits for employees
Emergency Card Replacement
Revolving payments or paying in full options
Keep your business running smoothly with this Commerce Business Platinum Card. Ask a Commerce Bank branch representative about all the included Commerce and Visa® credit card benefits.
View Important Terms of the Business Platinum Card [PDF]
Benefits
Peace of mind
Your accounts will be monitored with several fraud prevention tools that seek out suspicious transactions, cash advances, card-not-present activity and other questionable transactions.2 The Visa Liability Waiver also covers you for unauthorized spending.3
We're in your corner
You’ve got questions, we’ve got solutions. Because we insource what others outsource, we are able to provide you the exceptional support you deserve. Our dedicated specialists welcome your inquiries.
Contact usWelcome to Commerce Bank Business Rewards! As you will see, Commerce Bank offers some of the most competitive redemption options in the industry, including airline miles, cash back and a diverse selection of merchandise, gift cards and exciting experiences.
Just go to commercebank.com/rewards and you will find all you need to know about what is available. You can browse our rewards catalog, check your rewards account status and redeem your points.
Frequently Asked Questions
Why do I need a small business credit card?
Who can apply?
How can I apply?
- Call – 1.800.892.7104, option 2
- Click here to apply online for the Business Rewards Card.
Click here to apply online for the Business Platinum Card. - Click here to apply using fillable PDF Business Rewards/Business Platinum application. ◊ Non-profits and any credit line requests over $25,000
- Come by – Visit your local branch and your personal banker can help you apply
What will I need in order to apply?
Can I request cards for all my employees?
How do I access my account information?
What do I do if my card is lost or stolen?
Am I liable for fraudulent use?
Questions? We’re up for the challenge.
Contact usDisclosures:
* A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.-
To activate Quarterly Bonus Points and learn more about the promotion, visit commercebank.com/rewards and click “Earn Points”.
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Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain Commercial Card transactions. Customer must notify issuer promptly of any unauthorized use.
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Customers must notify issuer promptly of employee termination and any unauthorized use. Certain exclusions may apply.
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