Our Solutions | Money Management

Disclosures:

1. $25 minimum to open. The monthly service charge of $25.00 is waived if the customer maintains total deposit balances of $25,000 (can include business and personal checking, savings and money market balances) OR maintains total loan balances of $25,000 OR maintains total combined deposit and loan balances of $40,000. Total loan balances may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines.
2. The first 300 transactions per statement cycle are free. These transactions include paper and domestic electronic (ACH) debits, credits and deposited items, and Online Bill Pay-generated checks and ACH debits. Additional transactions are $0.50 each. The Business Visa® Debit Card product is free, and the purchase transactions made with the card do not count toward the account’s transaction limits. Real-Time Payment (RTP®) Credit transactions do not count toward the account's transactions limits.
3. $100 minimum to open. The monthly service charge of $9.00 is waived if the customer maintains a $2,500 minimum daily balance (daily balance means the ending ledger balance in the account each day. Customer must maintain the minimum daily balance every day of the monthly cycle.) OR maintain total deposit balances (can include business and personal checking, savings and money market balances) of $5,000.
4. The first 150 transactions per statement cycle are free. These transactions include paper and domestic electronic (ACH) debits, credits and deposited items, and Online Bill Pay-generated checks and ACH debits. Additional transactions are $0.50 each. The Business Visa® Debit Card product is free, and the purchase transactions made with the card do not count toward the account’s transaction limits. Real-Time Payment (RTP®) Credit transactions do not count toward the account's transactions limits.
5. $100 minimum to open. The monthly service charge of $5.00 is waived if the customer maintains one of the following personal checking accounts: Commerce Free Checking, CommerceBasic Checking, CommerceInterest Checking, CommerceRelationship Checking, Benefits Banking Select, Premium or Private Options.
6. The first 25 transactions per statement cycle are free. These transactions include paper and domestic electronic (ACH) debits, credits and deposited items, and Online Bill Pay-generated checks and ACH debits. Additional transactions are $0.50 each. The Business Visa® Debit Card product is free, and the purchase transactions made with the card do not count toward the account’s transaction limits. Real-Time Payment (RTP®) Credit transactions do not count toward the account's transactions limits.
7. $100 minimum to open. The monthly service charge of $15.00 is waived if the customer maintains an open, qualified Small Business checking account which can include the following: myBusiness Checking, myBusiness Select Checking or Small Business Options Checking.
8. Transactions are free but will be restricted to Credits and Deposited items only. Debits will be allowed only from the parent insurance company.