Business Rewards Card
Turn your expenses into unlimited rewards.
Apply now link goes to the business card select smart formBusiness Rewards Card
Turn your expenses into unlimited rewards.
Apply now link goes to the business card select smart formIncrease your spending power with valuable card benefits.
Every business expense earns you points with one of the most competitive business rewards cards available. From Cash Back1 to airline travel rewards, you’ll reap greater benefits from your spending.
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Flexible Cash Back Options
Choose how to make the most of your business credit card rewards. Redeem points as Cash Backfootnote 1 or select gift cards from leading retailers like Amazon®, Starbucks® and Walmart®.footnote 3 Additional cards for employees help accumulate rewards faster.
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Premium Travel Benefits
Use your rewards to save on business travel. Book flights, hotels, and rental cars using your points. Want to access premium travel rewards faster? Combine points across multiple Commerce Bank credit cards, including your personal credit cards.
Frequently Asked Questions
How do I access my rewards?
Do I qualify for Visa® Savings Edge discounts?
Will my business’s credit card rewards be taxable?
How can I use my business credit card rewards?
Do my rewards points expire?
Can you tell me more about the bonus categories?
Connect with us.
When you fill out this form, one of our team members will be in contact soon.
If you would like to speak with a Commerce Bank small business team member directly, please call 1-866-365-9346 or visit our Contact Us link opens our contact us page library of solution and service team phone numbers.
Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.
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Business Plus Advantage Card
Make business purchases count for more and save time doing it.
Disclosures:
View Important Terms of the Business Rewards Card pdf open in a new window[PDF] footnote
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption shall be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. See Commerce Bank Business Rewards pdf open in a new window[PDF] footnote for full details.
- To activate Quarterly Bonus Points and learn more about the promotion, visit commercebank.com/rewards opens in a new window and click “Earn Points”. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for higher earning categories.
- The complete variety of gift card/merchandise Rewards is subject to change and any merchant's participation may be discontinued at any time without notice.
- Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. Visa’s Zero Liability Policy does not apply to certain commercial card transactions. For more details, contact Commerce Bank.
- All Points earned by you will accrue to and be available for redemption by you for four (4) years from the calendar quarter in which those Points are posted to your Rewards Account.
Businesses must be within Commerce Bank’s retail lending area (MO, KS, IL, OK, CO) to apply.
To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version opens in a new window.

