Business Platinum Card
Manage cash flow with a low-interest credit card.
Apply now link goes to the business card select smart formBusiness Platinum Card
Manage cash flow with a low-interest credit card.
Apply now link goes to the business card select smart formReplace petty cash headaches with a hard-working card that helps you track every dollar, even with multiple cardholders. The low APR gives you the flexibility to carry a balance when you need to.
![]()
Low APR Advantage
Take control of your business expenses with our competitive low APR. Whether you're managing seasonal fluctuations or investing in growth, you'll benefit from one of the most competitive interest rates available for business credit cards.

Extended Grace Period
Gain more flexibility in managing your cash flow with our extended grace period on payments.footnote 1 This extra time can ease the pressure when your business needs don’t align perfectly with your revenue cycle.

Employee Card Control
Add employee cards at no additional cost — you can even set individual credit limits. Monitor spending across all cards through one consolidated account, making expense management simple and efficient.
Fraud Prevention
Our cards are monitored by several fraud mitigation tools that seek out suspicious transactions, cash advances, card-not-present activity and other questionable transactions. The Visa® Zero Liability Policy also covers you for unauthorized spending, providing you peace of mind as you streamline your payments.footnote 2
Frequently Asked Questions
How do you determine my business credit card limit?
There’s really no annual fee? This isn’t just an introductory offer?
What makes this card different from the Business Rewards Card?
How do employee cards work?
Can I change credit limits as my business grows?
Do I qualify for Visa SavingsEdge discounts?
Connect with us.
When you fill out this form, one of our team members will be in contact soon.
If you would like to speak with a Commerce Bank small business team member directly, please call 1-800-365-9346 or visit our Contact Us link opens our contact us page library of solution and service team phone numbers.
Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.
Related Products
Business Rewards Card
Turn your expenses into unlimited rewards.
Business Plus Advantage Card
Make business purchases count for more and save time doing it.
Business Plus Card
Blend convenience with control for your small business’s volume spending needs.
Disclosures:
- Extended Grace Period: Your due date will be at least 25 days from the date of the periodic statement (provided you have paid the previous balance in full by the due date). If you pay your entire statement balance in full by the due date each month, we will not charge you Finance Charges on Purchases. The normal Grace Period is 20 days.
- Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. Visa’s Zero Liability Policy does not apply to certain commercial card transactions. For more details, contact Commerce Bank.
Businesses must be within Commerce Bank’s retail lending area (MO, KS, IL, OK, CO) to apply.
To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version opens in a new window.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
