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Business Platinum Card

Manage cash flow with a low-interest credit card.

Apply now link goes to the business card select smart form

Business Platinum Card

Manage cash flow with a low-interest credit card.

Apply now link goes to the business card select smart form

Replace petty cash headaches with a hard-working card that helps you track every dollar, even with multiple cardholders. The low APR gives you the flexibility to carry a balance when you need to.

Low APR Advantage

Take control of your business expenses with our competitive low APR. Whether you're managing seasonal fluctuations or investing in growth, you'll benefit from one of the most competitive interest rates available for business credit cards.

Extended Grace Period

Gain more flexibility in managing your cash flow with our extended grace period on payments.footnote 1 This extra time can ease the pressure when your business needs don’t align perfectly with your revenue cycle.

Employee Card Control

Add employee cards at no additional cost — you can even set individual credit limits. Monitor spending across all cards through one consolidated account, making expense management simple and efficient.

Fraud Prevention

Our cards are monitored by several fraud mitigation tools that seek out suspicious transactions, cash advances, card-not-present activity and other questionable transactions. The Visa® Zero Liability Policy also covers you for unauthorized spending, providing you peace of mind as you streamline your payments.footnote 2

Frequently Asked Questions

We tailor limits to your business needs, and consider revenue, credit history, and time in business. We’ll work with you to establish appropriate limits for your business and any employee cards.
That’s right, no annual fee! Not for the primary card, or any additional employee cards. Credit cards can be a game changing tool for small businesses, and we want to make them affordable. View the important terms of the Business Platinum Card.footnote [PDF]
The Business Platinum Card is specifically designed for businesses that occasionally carry balances. Instead of rewards, we offer a lower APR and extended grace period of 25 days instead of 20 days.footnote 1 Those features can mean significant savings on interest charges.
You can request additional cards for employees at no extra cost. Each card can have its own spending limit, allowing you to delegate purchasing authority while maintaining control. You’ll wonder how you ever tracked dipping cash out of the drawer for expenses.
Yes, we regularly review accounts for credit line increases. You can also request limit adjustments for your account or employee cards as your business needs evolve.
Unlock your Visa Business card savings by visiting the Visa® Savings Edge link opens in a new window website.

Connect with us.

When you fill out this form, one of our team members will be in contact soon.

If you would like to speak with a Commerce Bank small business team member directly, please call 1-800-365-9346 or visit our Contact Us link opens our contact us page library of solution and service team phone numbers.

Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.

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Disclosures:

  1. Extended Grace Period: Your due date will be at least 25 days from the date of the periodic statement (provided you have paid the previous balance in full by the due date). If you pay your entire statement balance in full by the due date each month, we will not charge you Finance Charges on Purchases. The normal Grace Period is 20 days.
  2. Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. Visa’s Zero Liability Policy does not apply to certain commercial card transactions. For more details, contact Commerce Bank.

Businesses must be within Commerce Bank’s retail lending area (MO, KS, IL, OK, CO) to apply.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version opens in a new window.

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