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Business Plus Card

Blend convenience with control on volume spending needs.

Learn more link goes to the business plus card form

Business Plus Card

Blend convenience with control on volume spending needs.

Learn more link goes to the business plus card form

Are your purchasing needs starting to stack up? Let's simplify. The Business Plus Card brings together card management controls and credit card convenience, giving you an easier way to manage your company’s spending.

Dedicated Service

Experience white-glove service from day one. Our in-house specialists assist you with implementation and training, ensuring a smooth transition to your new purchasing program.

Monthly 1% Rebatefootnote 1

Every purchase made with the card rewards your business automatically. At the end of each monthly statement period, you’ll see a 1% rebatefootnote 1 applied directly to your account – no tracking, no redemption prompt. It’s that simple.

Spending Management

Stay in control of company spending with customizable transaction limits. Set precise parameters for each employee card while keeping an eye on all purchases.

Our cards are monitored by several fraud mitigation tools that seek out suspicious transactions, cash advances, card-not-present activity and other questionable transactions. The Visa® Zero Liability Policy also covers you for unauthorized spendingfootnote 2, providing you peace of mind as you streamline your payments.

Frequently Asked Questions

It’s a common experience: handing a credit card to an employee can give a business owner growing pains. Commerce actively monitors suspicious transactions, cash advances, and card-not-present activity. Plus, you're protected against unauthorized spending by others under Visa's Zero Liability Policy.footnote 2
Your 1% rebatefootnote 1 is automatically calculated and applied as a statement credit at the end of each monthly statement period. While this reduces your balance, you'll still need to make the required payment.
Our online platform, Control Pay® Advance, makes it a snap. Adjust credit limits, close cards, re-open accounts, or eliminate cards as needed. You maintain complete control over your program's card management.
We maintain an in-house team of specialists for implementation, training, and ongoing support — we insource what many others outsource. The Business Plus card can play a valuable role in seamlessly growing your company, and we’re here to help make that happen.
Opt into your Visa® Business card savings by visiting the Visa® Savings Edge website link opens in a new window. Visa® Savings Edge is a loyalty and Merchant discount program offered by Visa® U.S.A. Inc.

Connect with us.

When you fill out this form, one of our team members will be in contact soon.

If you would like to speak with a Commerce Bank small business team member directly, please call 1-800-365-9346 or visit our Contact Us link opens our contact us page library of solution and service team phone numbers.

Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.

Related Products


Business Plus Advantage Card

Make business purchases count for more and save time doing it.


Business Platinum Card

Manage cash flow with a low-interest credit card designed for your growth.


Business Rewards Card

Turn your expenses into unlimited rewards.


Disclosures:

  1. You will earn a rebate equal to 1% of Net Merchandise Purchases, which are purchases of merchandise or services on the account, less any returned merchandise credits or service credits posted to your account. Exclusions apply, see Business Plus: Rewards Terms pdf open in a new window[PDF] footnote for full details. At the end of each monthly statement period, your rebate will be automatically calculated and applied as a statement credit to your business credit card account. The statement credit will reduce your balance, but you are still required to make the payment due on the account for each statement cycle. Rebate percentage subject to change.
  2. Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. Visa’s Zero Liability Policy does not apply to certain commercial card transactions. For more details, contact Commerce Bank.

Businesses must be within Commerce Bank’s retail lending area (MO, KS, IL, OK, CO) to apply.

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