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Financing Solutions

Small Business
Real Estate Loans

Secure the location you’ve dreamed of.

As a small business owner, finding the right real estate location for your business can be incredibly exciting. However, thinking about how to afford the location may cause anxiety. To take advantage of the right opportunity, you have to have the right financial partner by your side. Commerce Bank will help ease any concerns you may have while guiding you through the world of commercial real estate acquisition and financing, whether through traditional commercial real estate lending1 or SBA loans.

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Work with a small business financing specialist to learn more about your options available through Commerce Bank.

Get started

Buy, expand or refinance property.

Whether you are looking to purchase land or commercial property or want to tap into your equity for a remodel or office expansion, Commerce offers multiple options to help you finance your real estate project. Enjoy a longer payback period for certain purchases and budgeted loan payments with terms over 20 years.

3- and 5-year adjustments with no new documentation

3- and 5-year
adjustments with no
new documentation

Longer payback terms

Longer payback terms

Flexible loan-to-value (LTV) ratios

Flexible loan-to-value
(LTV) ratios

No balloon payments

No balloon payments


Experience counts.

Your business is your priority. Your success is ours. With years of commercial real estate experience and a consultative approach, our staff will work with you to ensure you get the capital you need with the best financing terms to suit your small business. Our goal is the same as yours – secure the location that helps your business grow.

Have a question?

Need more information regarding our services? We are ready to answer your questions.

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Term loans for small businesses must be located in Missouri, Kansas, Illinois, Oklahoma or Colorado.