Skip To Main Content
Financing Lines of Credit

Financing Solutions

Small Business
Lines of Credit

Ensure you're never in a cash squeeze.

As your business grows, so will the overhead expenses, payroll or constant demand for inventory. To keep up with the day to day, you will need a reliable and trustworthy bank by your side. At Commerce Bank, we offer lines of credit that are both flexible and reusable to fit the variety of short-term financial challenges that may come your way.

Our small business lines of credit feature:

  • Simple application1
  • Flexible repayment terms
  • Auto renewal2
  • Availability under SBA financing
icon free email alerts

Work with a small business financing specialist to learn more about your options available through Commerce Bank.

Get started

Make better use of your resources.

Business lines of credit are much like credit cards in that they are convenient for short-term purchases or expenses. You will only pay interest on the funds used and your line of credit is replenished and available to use every time you pay off the balance. Your business line of credit will come in handy for the larger expenses so you don’t use up your credit card line that helps pay for day-to-day business expenses.

Revolving credit

Revolving credit

Keep fees under control

Keeps fees under control

Flexible terms

Flexible terms

Automatically renews

Automatically renews


Applying for a line of credit can be painless.

Designed for lines up to $200,000, our 1-page application provides quick turnaround to get the funds you need faster. Qualifications for lines of credit are determined by the health of your business, based on information such as credit score, length of time in business, revenue, and collateral, depending on the loan amount. Get started on your application by reaching out to a Commerce Bank Small Business Finance Specialist today.

Have a question?

Need more information regarding our services? We are ready to answer your questions.

Let's talk

Stay up to date.

Sign up to receive email updates from Commerce Bank.

Sign up


  1. Lines of credit for small businesses must be located in Missouri, Kansas, Illinois, Oklahoma or Colorado.
  2. No financial reporting or additional documentation is required once loan is made, as long as you maintain a good credit standing.
Back to top