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Online Payment Solution

CashFlow Complete

Save time paying bills and get paid faster with our online payment solution.

We don’t have to tell you that running a business is tough. As a business owner, you face many issues, but don't let administrative responsibilities like bookkeeping and managing your bills and invoices be one of them. Our online payment solution, CashFlow Complete, can help with:

  • Easy bill payment – Save time (and money) with electronic payments
  • Faster incoming payments – Get paid faster with digital invoices, auto reminders and electronic payments
  • Accounting software integration – Sync with your accounting software, keeping your books updated and saving you a ton of time
  • Reduced risk of payment fraud – Digital payments and enhanced security for check payments help to reduce your exposure for potential fraud

CashFlow Complete can reduce the time spent on paying bills by up to 50%.1 Combine that with getting paid faster and gaining control and visibility of your cash flow and you can begin to see how impactful going digital with your business payments can become. Stop leaving time and money on the table and let us help you channel that into other areas of your business or life.


 
 
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Read video transcript for Intro to CashFlow Complete.[PDF]


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Why Commerce Bank?

We can help you think strategically about your business and provide a fresh set of eyes on your operations.

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CashFlow Complete offers 4 different packages to choose from, giving you options and features that best fit your business needs.

Premium Bill Pay & Invoicing

Best for businesses who have or need one or more of the following:

  • Use an accounting software
  • Have an office manager or accounting department that helps with bill payment/invoicing
  • Need a digitized approval workflow
  • Get paid electronically
  • Pull payments directly from customers' accounts
  • Recurring payments from customers
  • Want to pay bills electronically

Monthly fees:

  • $37.50 (2 users)2
  • Each additional collaborator user: $10.00 per user

Transaction fees:

  • 10 free ACH payments per month, then $0.40 per item
  • Check payment/mailed invoices: $1.55 per item
  • Debit/credit card payment: 2.9% per item
  • Virtual card payment3: $0

Contact us

Deluxe Bill Pay

Best for businesses who have or need one or more of the following:

  • Use an accounting software
  • Have an office manager or accounting department that helps with bill payment/invoicing
  • Need a digitized approval workflow
  • Want to pay bills electronically

Monthly fees:

  • $25.00 (2 users)2
  • Each additional collaborator user: $10.00 per user

Transaction fees:

  • 10 free ACH payments per month, then $0.40 per item
  • Check payment: $1.55 per item
  • Debit/credit card payment: 2.9% per item
  • Virtual card payment3: $0

Contact us

Deluxe Invoicing

Best for businesses who have or need one or more of the following:

  • Use an accounting software
  • Recurring payments from customers
  • Get paid electronically
  • Pull payments directly from customers' accounts
  • Want to pay bills electronically

Monthly fees:

  • $25.00 (2 users)2
  • Each additional collaborator user: $10.00 per user

Transaction fees:

  • 10 free ACH payments per month, then $0.40 per item
  • Check payment/mailed invoices: $1.55 per item
  • Debit/credit card payment: 2.9% per item
  • Virtual card payment3: $0

Contact us

Basic

Best for businesses who have or need one or more of the following:

  • Have only one person creating and paying bills and managing payment acceptance
  • Don’t use an accounting software
  • Want to pay bills electronically
  • Want to accept payments electronically

Monthly fees:

  • $3.00 (one user only)

Transaction fees:

  • 10 free ACH payments per month, then $0.40 per item
  • Check payment: $1.55 per item
  • Debit/credit card payment: 2.9% per item
  • Virtual card payment3: $0

Contact us

Invest in your business and reinvent your back office.

Get started now and take advantage of a free 30-day trial using one of the options below.

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After 30 days, the fee for the plan you select (plus applicable fees2) will be automatically withdrawn from the deposit account chosen during enrollment.



What do our customers have to say?

Assistance Home Care: Helping Families Navigate What Comes Next.

With multiple “Best Place to Work” accolades from Fortune magazine under their belt, the Serfases were positioning Assistance Home Care to be among the leading home care companies in the country.

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Creating Peace-of-mind, One Client at a Time.

See how this small business in partnership with Commerce Bank found financial solutions for their business providing more time to focus on their customers.

Read more…

Playabilities Saves Time with Commerce Bank

Playabilities, a multi-disciplinary pediatric clinic, discusses how Commerce Bank's CashFlow Complete has helped them save time and money for their clinic.

Read more…

Still not convinced?

Check out these tools to learn a bit more:


Have a question?

Need more information regarding our services? We are ready to answer your questions.

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Disclosures:

  1. Data based on May 2021 survey of current BILL users
  2. The monthly plan fee will include two users, the Online Banking Administrator and one Collaborator user, if established. Any additional Collaborator user will be just $10 monthly, per user.
  3. You will not be subject to a transaction fee or any transactions paid by virtual card to a virtual card enabled vendor.

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