Online Payment Solution

Save time paying bills and get paid faster with our online payment solution.

We don’t have to tell you that running a business is tough. As a business owner, you face many issues, but don't let administrative responsibilities like bookkeeping and managing your bills and invoices be one of them. Our online payment solution, CashFlow Complete, can help with:

Easy bill payment – Save time (and money) with electronic payments
Faster incoming payments – Get paid faster with digital invoices, auto reminders and electronic payments
Accounting software integration – Sync with your accounting software, keeping your books updated and saving you a ton of time
Reduced risk of payment fraud – Digital payments and enhanced security for check payments help to reduce your exposure for potential fraud

CashFlow Complete can reduce the time spent on paying bills by up to 50%.¹ Combine that with getting paid faster and gaining control and visibility of your cash flow and you can begin to see how impactful going digital with your business payments can become. Stop leaving time and money on the table and let us help you channel that into other areas of your business or life.

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Read video transcript for Intro to CashFlow Complete.^[PDF]

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CashFlow Complete offers 4 different packages to choose from, giving you options and features that best fit your business needs.

Premium Bill Pay & Invoicing

Best for businesses who have or need one or more of the following:

Use an accounting software
Have an office manager or accounting department that helps with bill payment/invoicing
Need a digitized approval workflow
Get paid electronically
Pull payments directly from customers' accounts
Recurring payments from customers
Want to pay bills electronically

Monthly fees:

$37.50 (2 users)²
Each additional collaborator user: $10.00 per user

Transaction fees:

10 free ACH payments per month, then $0.35 per item
Check payment/mailed invoices: $1.40 per item
Debit/credit card payment: 2.9% per item
Virtual card payment³: $0

Deluxe Bill Pay

Best for businesses who have or need one or more of the following:

Use an accounting software
Have an office manager or accounting department that helps with bill payment/invoicing
Need a digitized approval workflow
Want to pay bills electronically

Monthly fees:

$25.00 (2 users)²
Each additional collaborator user: $10.00 per user

Transaction fees:

10 free ACH payments per month, then $0.35 per item
Check payment: $1.40 per item
Debit/credit card payment: 2.9% per item
Virtual card payment³: $0

Deluxe Invoicing

Best for businesses who have or need one or more of the following:

Use an accounting software
Recurring payments from customers
Get paid electronically
Pull payments directly from customers' accounts
Want to pay bills electronically

Monthly fees:

$25.00 (2 users)²
Each additional collaborator user: $10.00 per user

Transaction fees:

10 free ACH payments per month, then $0.35 per item
Check payment/mailed invoices: $1.40 per item
Debit/credit card payment: 2.9% per item
Virtual card payment³: $0

Basic

Best for businesses who have or need one or more of the following:

Have only one person creating and paying bills and managing payment acceptance
Don’t use an accounting software
Want to pay bills electronically
Want to accept payments electronically

Monthly fees:

$3.00 (one user only)

Transaction fees:

10 free ACH payments per month, then $0.35 per item
Check payment: $1.40 per item
Debit/credit card payment: 2.9% per item
Virtual card payment³: $0

Invest in your business and reinvent your back office.

Get started now and take advantage of a free 30-day trial using one of the options below.

Already an Online Banking customer?

Log In & Enroll Today

Are you a Commerce Bank customer but not yet using Online Banking?

Sign Up for Online Banking

Not yet a Commerce Bank customer?

Let's Connect

After 30 days, the fee for the plan you select (plus applicable fees²) will be automatically withdrawn from the deposit account chosen during enrollment.

What do our customers have to say?

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Creating Peace-of-mind, One Client at a Time.

See how this small business in partnership with Commerce Bank found financial solutions for their business providing more time to focus on their customers.

Playabilities Saves Time with Commerce Bank

Playabilities, a multi-disciplinary pediatric clinic, discusses how Commerce Bank's CashFlow Complete has helped them save time and money for their clinic.

Still not convinced?

Check out these tools to learn a bit more:

Disclosures:

Data based on May 2021 survey of current BILL users
The monthly plan fee will include two users, the Online Banking Administrator and one Collaborator user, if established. Any additional Collaborator user will be just $10 monthly, per user.
You will not be subject to a transaction fee or any transactions paid by virtual card to a virtual card enabled vendor.

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CashFlow Complete