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Our Solutions

Small Business Online & Mobile Banking

Start banking on your time.

Although we’d love to see you, we know that it’s not always convenient for you to visit a branch. And like most small business owners, you don’t work a traditional 9-to-5 day. You need to be able to make quick, informed decisions when it comes to managing your cash resources. With Commerce Bank's online solutions, built with small businesses in mind, you’ll be able to do just that. Keep tabs on your finances, transfer funds and make deposits from the palm of your hand, when and where it’s convenient for you.

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Small Business Online Banking

It all starts here. By activating your free Small Business Online Banking account, you’ll have access to a tool kit that includes account activity, online bill payment options, account Alerts and other solutions that will help you run your business on your schedule.

Activate Small Business Online Banking today.

Mobile Banking

Your business account balance often dictates your spending decisions. Quit stashing your business capital in a desk drawer or glove compartment and deposit those checks on-the-go using Commerce's free Mobile App.1

Download the Commerce Bank app for your Apple® or Android® device.

Online Banking Alerts

With all that’s going on in your life, Commerce wants to proactively help you keep track of your finances. By activating Account Alerts, you can hand select customized notifications for specific account activities taking place, such as when your balance falls below a specified amount, or a withdrawal or purchase has been made.

Log into your Online Banking account and begin personalizing your Alerts.

Online Payment Management

Automate the end-to-end process of paying bills, invoicing customers and collecting payments with a solution designed specifically for small businesses.

Stop wondering if that check was lost in the mail by digitizing your back office operations with CashFlow Complete.

Interested in a free 30-day trial?2

  • Small Business Online Banking customers can enroll in the free CashFlow Complete trial.
    Enroll now

  • Not yet a Small Business Online Banking customer?
    Enroll now

Paperless Statements

Use your inbox instead of your mailbox. Commerce Bank encourages customers to use electronic statements to help protect against identity theft, streamline your financial records and save a few trees. Once you’re set up in Small Business Online Banking, log in and go to “Account Management” under “Customer Service” and choose “Statement Options.”


Protecting your privacy is important and Commerce wants to help ensure that your information remains private. We guard against unauthorized access to customer information and are committed to taking the appropriate action in an effort to help you prevent fraud.

Automatically sync with your accounting software

Simplify your Small Business Online Banking further by syncing your account with your personal financial management software, including Quicken® and QuickBooks®.

Have easier access to your latest business information at any time.

Enroll now

Our business is built around delivering excellent service. I also want to receive it. That’s why I appreciate Commerce. I am always met by positive people who follow up and follow through. They care. It’s a great relationship.”

Allen Serfas
Owner | Assistance Home Care

Have a question?

Need more information regarding our services? We are ready to answer your questions.

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  1. There is no fee to use Mobile Banking. Message and data usage fees may apply; check with your wireless or VoIP provider for more information. Sole proprietors may also view his/her Commerce Bank personal account activity.
  2. After 30 days, the fee for CashFlow Complete plan you select, plus the applicable transaction fee, will be automatically withdrawn on a monthly basis from the deposit account you choose during enrollment.
    • ACH payment sent/received (10 free monthly): $0.35
    • Mailed check/invoice: $1.40
    • Virtual card payment: $0
    • Receive credit card payments: Merchant Fees applyLevel 3 processing rates available
    • Collaborator Users: 1st user is free, $10/monthly