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As your small business grows, so does your need for equipment

Business operations

Small Business Equipment Financing

As your small business grows, so does your need for equipment.

Equipment can be the lifeline to a small business. It’s used to produce or manufacture goods, treat patients, serve patrons or manage general business operations. Proper equipment is essential in running a successful business. When it’s time for new equipment, Commerce can help you determine the right options for your upgrade.

  • Traditional loans: Up to 100% loan-to-value (LTV) on new and used equipment.
  • Finance Lease: You can claim the depreciation and interest deductions on taxes.
  • Operating Lease: Commerce Bank retains the tax benefits of equipment ownership, resulting in reduced rental costs to you when compared to a finance lease.
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Work with a small business financing specialist to learn more about your options available through Commerce Bank.

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Purchase, replace or upgrade equipment.

Equipment expenses have the potential to take out your working capital. Equipment loans can keep your business accounts available to cover for your planned expenses and your lines of credit available for other large, and even unexpected, short-term expenses. Loan and leasing options give you the power to decide how you want to leverage your investments for the lifetime of the equipment.

Improve cash flow

Improve cash flow

Conserve lines of credit

Conserve your
lines of credit

Increase return on assets

Increase return on assets

Maximize tax benefits

Maximize tax benefits


Experience counts.

CBI Equipment Finance, Inc., a member of the Equipment Leasing and Finance Association, is a collaborative partner with our Commerce Bank Small Business Finance Specialists providing a wide range of variety of attractively priced equipment financing solutions. With combined decades of expertise in both small business finance and equipment finance, our staff will work with you to ensure you get the capital you need with the best financing terms to suit your small business.


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Need more information regarding our services? We are ready to answer your questions.

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