Skip To Main Content
Smiling business people shaking hands

Our Solutions | Checking

Premium Fund Trust Account

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

  • $15 monthly service charged waived when partnered with a Commerce Small Business checking account 
  • No transaction fees
  • Receive email notifications for returned deposit items
  • Set up a direct ACH transfer of policy holder premiums to your parent insurance company


Trends & Insights

Community colleges find winning solution to athletic department's travel expense challenges

Read more…

Trends to watch in the construction industry.

Commerce Bank is helping construction companies manage commercial payments in ways that boost profitability, reduce fraud and create efficiencies.

Read more…

AI is coming And its revolutionizing payments and remittance

As Artificial Intelligence (AI) continues to evolve, tasks once thought impossible to automate are increasingly being done by digital counterparts.

Read more…

Have a question?

Need more information regarding our services? We are ready to answer your questions.

Let's talk

Stay up to date.

Sign up to receive email updates from Commerce Bank.

Sign up