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Premium Fund Trust Account

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

  • $15 monthly service charged waived when partnered with a Commerce Small Business checking account 
  • No transaction fees
  • Receive email notifications for returned deposit items
  • Set up a direct ACH transfer of policy holder premiums to your parent insurance company


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