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Premium Fund Trust Account

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

  • $15 monthly service charged waived when partnered with a Commerce Small Business checking account 
  • No transaction fees
  • Receive email notifications for returned deposit items
  • Set up a direct ACH transfer of policy holder premiums to your parent insurance company


Trends & Insights

Small business banking specialists share year-end planning tips for owners.

Small business banking specialists emphasize the importance of starting year-end planning early, recommending that owners review financials, apply tax strategies, enhance operational efficiency, assess staffing, invest in customer relations, and prioritize cybersecurity to set up for success in the new year.

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The rise of digital payments creates opportunities for businesses. By embracing technological advancements in their payment systems, companies can offer consumers more payment options, boost efficiency and reduce costs.

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