Skip To Main Content
Two business people at a desk making calculations

Our Solutions | Checking

Small Business OptionsSM Checking

Our Small Business OptionsSM Checking Account offers a way to turn the balances in both your business and personal accounts into valuable banking benefits. This account offers a higher number of free transactions and cash deposits compared to some of our other options, while also giving you access to services such as investment consulting, retirement planning, succession planning and more.

  • $25 monthly fee waived when requirements met1
  • Up to 300 free transactions per month2
  • Designed for established small businesses with moderate to high transaction volume and borrowing needs

Trends & Insights

April 18, 2024

What to consider in a business checking account

Commerce Bank has developed a variety of small business checking accounts to match the way you bank.

Read more…

September 16, 2021

Assistance Home Care: Helping Families Navigate What Comes Next.

With multiple “Best Place to Work” accolades from Fortune magazine under their belt, the Serfases were positioning Assistance Home Care to be among the leading home care companies in the country.

Read more…

March 16, 2021

Creating a clear vision to meet your financial goals.

There are three important areas that we recommend evaluating when cutting costs and looking for new revenue opportunities.

Read more…

We’re a practice driven by quality, not by volume. We get the same feeling when we work with Commerce, which is why we moved our office’s checking, merchant processing and business credit cards to them.”

Dr. Gary Pascoe, DMD, PC
Owner of Gary P. Pascoe Endodontics

Have a question?

Need more information regarding our services? We are ready to answer your questions.

Let's talk

Stay up to date.

Sign up to receive email updates from Commerce Bank.

Sign up


  1. $25 minimum to open. The monthly service charge of $25.00 is waived if the customer maintains total deposit balances of $25,000 (can include business and personal checking, savings and money market balances) OR maintains total loan balances of $25,000 (can include total loan balance may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines) OR maintains total combined deposit and loan balances of $40,000.
  2. First 300 transactions per statement cycle are free. These transactions include paper and electronic (ACH) debits, credit and deposited items, and Online Bill Pay-generated checks and ACH debits. Additional transactions are $0.50 each. The Business Visa® Debit Card product is free, and the purchase transactions made with the card do not count toward the account’s transaction limits.