Chip Cards


Chip technology makes your Commerce Bank Card safer.

  • Receive Enhanced Fraud Protection with Chip Technology
    Every time you insert your Commerce Bank Chip Card into a chip terminal, the embedded chip protects your information by creating a unique transaction code. This transaction code cannot be replicated, keeping you better protected against counterfeit fraud.
  • Count on Zero Liability Protection
    If your card is lost or stolen, you’re protected against unauthorized use of your card or account information.1
  • Learn more about Card Security.


It’s easy to pay at a chip terminal. Simply insert your chip card and follow the prompts. If a retailer is not yet chip-enabled, you can still swipe your card to pay.


Your Commerce Bank Chip Card comes with proven technology that is already in use around the world. So whether you’re close to home or thousands of miles away, you can pay with confidence.



  1. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.