Receive a $30 Kiwanis Family Store Gift Code when you open your account4.
Use your card everywhere Visa is accepted and Commerce will contribute a percentage of all Net Merchandise Purchases5 to the Kiwanis Children’s Fund to help serve children of the world.
A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.
Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communications (NFC), virtual wallets, or similar technology may not be eligible for higher percentage categories.
Purchase means “Net Merchandise Purchases” which are purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases do not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply. See www.commercebank.com/signatureterms for full program details.
Subject to credit approval. By applying for the Kiwanis Visa Rewards, you are authorizing Commerce Bank to share information with Kiwanis International to fulfill the online gift code. Kiwanis International will be notified of your account opening, and when you qualify for the online gift code. Kiwanis International is responsible for fulfillment. Please allow up to 60 business days to receive the online gift code. Limit one (1) $30 online gift code per Kiwanis Visa® Rewards account.
For every $100 in Net Merchandise Purchases made with this credit card, Commerce will contribute $0.20 to Kiwanis Children’s Fund. “Net Merchandise Purchases” means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
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Kiwanis International and Commerce Bank reserve the right to make changes to the VIP cardholder benefits at any time, with or without prior notice. Commerce Bank is not responsible for fulfillment of the VIP benefits, or failure to provide the stated benefits and services.