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CommercePremier FAQs

How much does it cost to join CommercePremier?

Premier is a free program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage1 (Commerce Financial Advisors) balances with a Commerce Bank checking account.

Why should I join the CommercePremier program?

You’ll get all the benefits of an elevated banking experience:

  • Dedicated Premier Banker
  • Premier Member Support Team
  • Advice and guidance to help you reach your goals
  • Free or discounted banking services

Will I receive a higher level of customer service?

Yes! When you call the Premier Member Support Team (at 1-800-322-1554), you’ll be connected immediately with a top-rated Premier team member who can help you — with no wait times. You can also reach your Premier Banker directly with the Commerce Bank CONNECT® app.

As a Premier member, what fees are waived?

Premier membership includes a broad range of free and discounted services. See all the benefits here.

  • No monthly service fees or paper statement fees
  • Refunds on overdraft fees up to 4 times a year
  • No fee from Commerce for using other banks’ ATMs and get refunds on fees from other banks

How do I become a member of CommercePremier?

It’s easy — just complete our quick interest form.

I value what CommercePremier has to offer; how do I refer a friend or family member?

Explore the CommercePremier Refer a Friend program and learn how you can share what you love most about Commerce Bank. You’ll earn a $250 Visa® reward card for each qualified referral that results in a completed offer, up to $500 per calendar year2.

How can I help protect myself from scams, hacks and unnecessary exposure?

Being a CommercePremier Member has its benefits! Commerce ID Recover is Free for Premier Members.3. Learn about the perks of Commerce ID Recover, Commerce ID Monitor and how to enroll.

What is the Commerce Bank CONNECT® app? How can I find my CommercePremier Banker in the app?

Connect with your dedicated CommercePremier Banker anywhere you take your mobile devices. Learn how to find your CommercePremier Banker in the CONNECT® app, and get started today!


  1. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:

    Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

    Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit

  2. Terms and conditions apply. $500 maximum value within each calendar year.

  3. Commerce ID Recover is Free for Premier Members. Additional coverage is available. Terms and conditions apply.

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