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CommercePremier FAQs

How much does it cost to join CommercePremier?

Premier is a free program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage1 balances with a Commerce Bank checking account.

Why should I join the CommercePremier program?

You’ll get all the benefits of an elevated banking experience:

  • Dedicated Premier Banker
  • Premier Member Support Team
  • Advice and guidance to help you reach your goals
  • Free or discounted banking services

Will I receive a higher level of customer service?

Yes! When you call the Premier Member Support Team (at 1-800-322-1554), you’ll be connected immediately with a top-rated Premier team member who can help you — with no wait times. You can also reach your Premier Banker directly with the Commerce Bank CONNECT® app.

As a Premier member, what fees are waived?

Premier membership includes a broad range of free and discounted services. See all the benefits here.

  • No monthly service fees or paper statement fees
  • Refunds on overdraft fees up to 4 times a year
  • No fee from Commerce for using other banks’ ATMs and get refunds on fees from other banks

How do I enroll for CommercePremier?

It’s easy – just complete our quick Enrollment form.

I value what CommercePremier has to offer; how do I refer a friend or family member?

Explore the CommercePremier Refer a Friend program and learn how you can share what you love most about Commerce Bank. You’ll earn a $250 Visa® reward card for each qualified referral that results in a completed offer.2

How can I help protect myself from scams, hacks and unnecessary exposure?

Being a CommercePremier member has its benefits! Commerce ID Recover is Free for Premier members.3 Learn about the perks of Commerce ID Recover, Commerce ID Monitor and how to enroll. 

What is the Commerce Bank CONNECT® app? How can I find my CommercePremier banker in the app?

Connect with your dedicated CommercePremier banker anywhere you take your mobile devices. Learn how to find your CommercePremier banker in the CONNECT® app, and get started today!


  1. Securities and Advisory services provided through Commerce Brokerage Services, Inc., member FINRA, SIPC, and a registered investment advisor. Insurance products are offered through Commerce Insurance Services, Inc. Both entities are subsidiaries of Commerce Bank.
  2. Terms and conditions apply. $500 maximum value within each calendar year.
  3. Commerce ID Recover is Free for Premier members. Additional coverage is available. Terms and conditions apply.