Finance a reliable vehicle
Loans for
Older Cars
Finance older cars at great rates.
With vehicles lasting longer than ever on the road, we make it easy to grab a great deal on older cars.
Financing older vehicles is unique to both the automobile itself and your financial situation. Call us and let’s talk about finding a great rate for your needs.
Apply now Need more answers?Save 0.25% off your interest rate
Receive a rate discount for having your payment automatically deducted from your Commerce checking or savings account.1
Apply for an older car loanOlder car loan terms
Take advantage of flexible terms — long, short or somewhere in the middle. Let’s find a financing plan that works for your unique needs.
Get an older car loan in 3 easy steps
Apply online, over the
phone or at a branch
Finalize your financing
as early as same-day
Receive loan funds
deposited into your account
Need to refinance your older vehicle? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term2 — we offer flexible terms at competitive rates.
Shop with confidence after you get preapproved.
Ask your banker how applying for preapproval on an auto loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733Older Car loan FAQs
Why should I choose Commerce over other banks?
How can I finance an older car?
Do you finance classic cars?
Can I finance a car over 100,000 miles?
Can I refinance an older automobile?
Do you refinance classic cars?
*Rates are subject to change. These rates are available only for new and used car, truck, and motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. Higher rates may apply for older collateral. Must be 18 years or older to apply. Subject to credit approval.
- Rate discounts of 0.25% for automatic payment from a Commerce bank checking or saving account. Rate discount cannot be combined with any other offer and is not available on dealer loans, mortgages or refinances of Commerce Bank loans. Subject to credit approval.
- Extending your loan term will increase the amount of your total finance charges.
