RV Loans
RV financing
Find your fun in a recreational vehicle.
From epic road trips to cozy campsites, our RV loans can help you get behind the wheel of the recreational vehicle that’s perfect for your lifestyle.
You’ll get flexible terms, competitive rates and a quick approval process with funds usually available within a day.
Apply now Call 877-373-3733
Recreational Vehicle Loan Rates*
Save 0.25% off your interest rate
Receive a rate discount for having your payment automatically deducted from your Commerce checking or savings account.1
Apply for an RV loanRV loan terms
Take advantage of flexible terms — long, short or somewhere in the middle. Let’s find an RV financing plan that works for your unique needs.
Get an RV loan in 3 easy steps
Apply online, over the
phone or at a branch
Finalize your financing
as early as same-day
Receive loan funds
deposited into your account
Need to refinance your RV? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term2 — we offer flexible terms at competitive rates.
Shop with confidence after you get preapproved.
Ask your banker how applying for preapproval on an RV loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733RV loan FAQs
What are typical RV loan terms?
Do you finance different types of RVs (motorhome, fifth-wheel, travel trailer, pop-up camper, etc.)?
Is an RV loan tax deductible?
Is an RV considered a mortgage?
Should I buy a new or used RV?
How much RV can I afford?
What would my RV payments be?
Should I refinance my RV loan at a lower rate?
How long until my RV is paid off?
How do I get approved for an RV loan?
- Rates are subject to change. These rates are available only for RV loans, including associated motors, trailers, etc. Your APR will be determined based on creditworthiness, age of collateral, and length and amount of loan. Higher rates may apply for older collateral. Must be 18 years or older to apply. Subject to credit approval.
- Rate discount of 0.25% for automatic payment from a Commerce checking or saving account. Rate discount cannot be combined with any other offer and is not available on dealer loans, mortgages, or refinances of Commerce Bank loans. Subject to credit approval.
- Extending your loan term will increase the amount of your total finance charges.
