Find your fun in a recreational vehicle.
From epic road trips to cozy campsites, our RV loans can help you get behind the wheel of the recreational vehicle that’s perfect for your lifestyle.
You’ll get flexible terms, competitive rates and a quick approval process with funds usually available within a day.
Apply now Call 877-373-3733
Recreational Vehicle Loan Rates
Save 0.25% off your interest rate
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For having your payment automatically deducted from your Commerce checking or savings account.1
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An additional 0.25% is available when $7,000 or more of the loan is refinanced from another lender.1
Apply for an RV loan
Take advantage of flexible terms – long, short or somewhere in the middle. Let’s find an RV financing plan that works for your unique needs.
Get an RV loan in 3 easy steps
Finalize your financing
as early as same-day
Receive loan funds
deposited into your account
Need to refinance your RV? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term2 — we offer flexible terms at competitive rates.
Shop with confidence after you get pre-approved.
Ask your banker how applying for pre-approval on an RV loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733
RV loan FAQs
What are typical RV loan terms?
RV loan terms can vary depending on what you need — long, short, or in between — speak to a banker today to find a financing plan that works for you.
Is an RV considered a mortgage?
No. An RV loan is a type of installment loan. While similar to a fixed rate mortgage in that there are fixed monthly payments for the life of the loan, it is not considered a mortgage.
How do I get approved for an RV loan?
There are several factors considered when looking at loan eligibility. Credit history, ability to repay, and collateral are just a few of those factors that help determine loan eligibility. If you have questions about your loan eligibility, contact us at 877-373-3733.
Disclosures:
- Rates are subject to change. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan and does not apply to Commerce credit card or loan account payoffs. In order to qualify for refinancing discount, must refinance $7,000 or more of debt from another lender.
- Extending your loan term will increase the amount of your total finance charges.
*These rates are available only for RV loans, including associated motors, trailers, etc. Your APR will be determined based on creditworthiness and length and amount of loan. Loans are subject to credit approval. Must be 18 years or older to apply.
