Our Best Credit Card Offer Yet!

Life is complicated. 
Your credit card shouldn’t be.

Reward yourself for simply using the Commerce Bank Rewards3 Visa® credit card on everyday purchases.

  • 1.5% Cash Back1 on every purchase, every day! A Cash Back redemption is applied as a statement credit.1
  • You can earn a $150 Cash Back Bonus2 after you spend $500 on purchases in your first 3 months after account opening.
  • No category restriction, signups or point limits!
  • No annual fee
Apply Online
1.5% Cash Back(1) All purchases, all the time Plus $150 Cash Back bonus (2)
(Please refer to your offer letter for the offer expiration date, access code, and important terms)


  1. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items may vary. The 1% points you earn will be credited to Your Rewards Account on a daily basis. Additional .5% Cash Back will be awarded monthly. Please allow up to 10 business days after the end of each month for points to be awarded. Offer cannot be combined with other promotional offers. Visit www.commercebank.com/rewardsterms for full rewards programs details.

  2. You will qualify for the $150 bonus cash rewards if you use your new credit card account to make any combination of Purchase transactions totaling at least $500 excluding any transaction fees, returns and adjustments and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest Charges. Bonus Cash Back not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at time of fulfillment. Limit one (1) bonus cash rewards offer per new account every 3 years.

  3. Visit www.commercebank.com/rewardsterms for full program details.