Disclosures:

1. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items may vary. Offer cannot be combined with other promotional offers. Visit www.commercebank.com/cashrewardsterms for full rewards programs details. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.

2. A Cash Back redemption is applied as a statement credit. You will qualify for the $150 bonus cash rewards if you use your new credit card account to make any combination of Purchase transactions totaling at least $1000 excluding any transaction fees, returns and adjustments and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest Charges. Bonus Cash Back not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at time of fulfillment. Limit one (1) bonus cash rewards offer per customer every 3 years.

3. Visit www.commercebank.com/cashrewardsterms for full program details.