BTC credit card rewards


The BTC Bank Visa® Card

You want value and convenience.

The BTC Bank Visa® Card provides value and convenience you can count on. The BTC Bank Visa is a card to meet your everyday needs. It has a low introductory rate and no annual fee, along with the great customer service you’ve come to expect.

Save With No Annual Fee
You can use your BTC Bank Visa Card for shopping, dining, travel and even those everyday purchases like gas or groceries. You shouldn’t have to pay for convenience. With no annual fee and a low introductory rate, you get the value you deserve.

Simplify Your Finances
Transfer your higher-rate balances to your BTC Bank Visa Card and simplify your finances. With the BTC Bank Visa, you can save time by consolidating your other balances into one great low-rate card and save money on your monthly payments.

Emergency Card Replacement
If your BTC Bank Visa Card is ever lost or stolen, simply call 800-645-2103 to have a replacement card sent to you.

  • Unlimited 1% Cash Back1
    • Cash Back redemption is applied as a statement credit.
  • Earn 2% & 3% Cash Back1
    • for purchases in select categories.2
  • Low Introductory Rate
  • No Annual Fee!
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BTC Bank credit card promo


  1. Cardholder must activate bonus offers quarterly to qualify for 2% and 3% cash back. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.

  2. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.