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Florida Gators credit card rewards

Florida Gators Mastercard®

Bring the Gator nation everywhere you shop, dine or travel with the Florida Gators Mastercard®.

Receive these great cardholder benefits:

  • No Annual Fee
  • UNLIMITED Cash Back* with no point caps & no opt-in
  • Zero-Liability Protection
  • You have lots of choices to redeem your rewards – from 1% Cash Back* to gift cards, travel, merchandise and more.§ A Cash Back* redemption is applied as a statement credit.
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Important Terms for the Florida Gators Mastercard® [PDF]

*A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

§Visit for complete details.

Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.

^Purchases" refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.


To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.