4.5/5 overall rating
(2295 reviews)
10/30/2024
Extremely pleased
Everything has been wonderful, genuinely great experience.
Wade S
Sarasota, FL
Cardholder since 2023
11/06/2024
Great card
I like everything about this card except the debit feature . Some readers only read the card as a debit card and not a credit card and that causes it to be rejected. It’s a hassle.
Rebecca C
Saint Louis, MO
Cardholder since 1994
11/06/2024
Great card
Michael S
Perry, KS
Cardholder since 1995
11/06/2024
wish card could be locked
The auto unlock after two days does not help me. I want to control the use of the second card but am not allowed to set a time frame for the lock. My other cars does not limit the lock feature.
Bonnie C
Jefferson City, MO
Cardholder since 2012
11/06/2024
Charles T
Washington, IL
Cardholder since 2018
11/06/2024
Gary L
Perryville, MO
Cardholder since 2013
11/06/2024
Commerce Bank offers a great card with above average features.
This is one of the best cards that I have ever used. It comes with many great features and is easy to use.
William
Harrisburg, IL
Cardholder since 2023
11/06/2024
Sarah
Moncks Corner, SC
Cardholder since 2022
11/06/2024
Does it's job
Not sure how to review a credit card. It does its job and the rewards are decent
Kenneth M
Fort Lauderdale, FL
Cardholder since 2018
11/06/2024
Great Benefits but cost prohibitive with the interest rate
My credit score is in the high 700s. Your crazy high interest rate make using the card not worth it which is bad for your business. Lower your interest rates and you will see higher usage of your card nationwide.
John
Schertz, TX
Cardholder since 2024
11/06/2024
high interest
While i like having my card, I really only use it for emergencies due to the very hidh interest rate.
I did take advantage of the balance transfer option and like the low interest rate so
I can easily pay off the balance. Once I complete that option, it will again become my emergency card.
Ronald M
Plattsburgh, NY
Cardholder since 2021
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
