A simple guide to lender credits, buy-down points, and seller concessions.
If you’re buying a home, you may hear terms like lender credits, buy-down points and seller concessions. Here’s what they mean and how they may help you reach your homeownership goals.
July 31, 2026
Parents helping children buy a home: Practical ways to support the next generation of homeowners.
Learn practical ways parents can help children buy a home, from down payment gifts and co-signing to family loans, while protecting finances and relationships.
July 29, 2026
Joint bank accounts for couples: Pros, cons and how to choose what’s best.
Joint bank accounts can help couples simplify shared finances and achieve common goals, but balancing joint and separate accounts may offer the best mix of teamwork, flexibility and financial independence.
