*Important Terms of the Stephen F. Austin University Mastercard^{® [PDF] 5}

1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

2. Visit www.commercebank.com/rewardsterms for complete details.

3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Streaming & Cable Services: The streaming category is comprised of multiple merchant categories: Cable, Satellite & Other Pay TV/Radio; Record Shops; Digital Goods; and Amazon Services. The cable category does not include Google Fiber. Merchants self-select category, so not all merchants will earn additional bonus – notable exclusions include Amazon Streaming, Pandora and YouTube Music/TV.

4. Subject to credit approval. Within 90 days of account opening of your new Stephen F. Austin Alumni Mastercard^®, approved applicants must use the card to make a purchase, balance transfer or cash advance to receive the license plate frame. By applying for the Stephen F. Austin Alumni Mastercard^® you are authorizing Commerce Bank to share information with Stephen F. Austin Alumni Association to fulfill the license plate frame. Stephen F. Austin Alumni Association will be notified of your account opening, and when you qualify for the license plate frame. Stephen F. Austin Alumni Association is responsible for fulfillment. Please allow up to 60 business days to receive your license plate frame. Offer subject to change without notice.

5. To view or print a PDF file, Adobe^® Reader^® 9.5 or above is recommended. Download the latest version.