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Free Checking Account Near Me.

Find a Commerce Bank location near you.

Looking to create a new checking account? Commerce makes it easy to get started online or at a nearby branch. With locations across your community, you can choose an option that works best for you.

Open an Account Online    Find a Branch opens in a new window

Free Checking Account Near Me.

Find a Commerce Bank location near you.

Looking to create a new checking account? Commerce makes it easy to get started online or at a nearby branch. With locations across your community, you can choose an option that works best for you.

Open an Account Online    Find a Branch opens in a new window

Where can I open a free checking account near me?

Deciding where to bank and manage your everyday finances is no small task. Commerce Bank offers multiple ways to open a free checking account, so you can move forward without putting your day on hold. Choose the option that fits your location and availability:


Open a Free Checking Account Online.


When life gets busy, there’s not always time to visit a branch. If convenience is your top priority, opening a personal checking account online may be the right fit.

When you open a checking account online, you can:

  • Apply on your timeline
  • Complete a simple online application
  • Get access to online and mobile banking right away

You get the same Commerce Free Checking account, without going into a branch.

Open online now 


Visit a branch to open your account.


Sometimes it helps to talk things through with a face-to-face conversation. If you prefer personal guidance or have specific questions about free checking accounts, visiting a Commerce Bank branch can make opening an account feel easier.

At a local branch, you can:

  • Get one-on-one assistance from a personal banker
  • Talk through which checking account option is best for you
  • Receive guidance on switching banks, setting up direct deposit or other next steps

Find a Branch Near You opens in a new window


Find a Commerce Bank Location

Looking for a branch or ATM?

Search by city, state or ZIP code to find a Commerce Bank location near you.

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Find a Commerce Bank Location

Looking for a branch or ATM?

Search by city, state or ZIP code to find a Commerce Bank location near you.

Find Your Commerce Bank opens in a new window


Why Choose a Commerce Free Checking Account?

Selecting a personal checking account takes consideration of your lifestyle and everyday banking needs. A Commerce Free Checking account gives you all this:

  • No monthly service fees
  • Early Pay
  • Zelle®footnote 1 and External Transfersfootnote 2
  • Visa® Debit Card with Tap to Pay
  • Direct deposit
  • Easily manage your account online and in-app

Want to explore all your options?

Compare Checking Accounts 



Why Choose a Commerce Free Checking Account?

Selecting a personal checking account takes consideration of your lifestyle and everyday banking needs. A Commerce Free Checking account gives you all this:

  • No monthly service fees
  • Early Pay
  • Zelle®footnote 1 and External Transfersfootnote 2
  • Visa® Debit Card with Tap to Pay
  • Direct deposit
  • Easily manage your account online and in-app

Want to explore all your options?

Compare Checking Accounts 




Free Checking Account FAQs

Yes. With no monthly service charge or monthly fees, Commerce Free Checking helps you avoid unnecessary account fees. Learn more about Free Checking.
Yes. You can apply online and start banking right away. If you’d like a walkthrough of what to expect, visit our How to Open a Checking Account guide.
Yes. Commerce Bank can help make switching smoother, including setting up direct deposit and transfers. Learn more in our How to Switch Banks guide.
When you’d ready to open an account, you’ll need basic personal information, a valid government photo ID and a minimum deposit to get started. Requirements may vary slightly depending on how you apply. Visit our How to Open a Checking Account guide to get more information.
No. Visiting a branch is completely optional. You can open the same account online or in a branch with help from a personal banker.

Ready to open a free checking account?

However you choose to bank, Commerce is here to help you take the next step.

Open an Account Online   Find Your Commerce Bank opens in a new window

Ready to open a free checking account?

However you choose to bank, Commerce is here to help you take the next step.

Open an Account Online   Find Your Commerce Bank opens in a new window

Disclosures:

  1. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used here in under license.
  2. Fees may apply for External Transfers, depending on the speed of the transaction.

Deposit Agreement & Disclosures

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