Free Checking Account Near Me.
Find a Commerce Bank location near you.
Looking to create a new checking account? Commerce makes it easy to get started online or at a nearby branch. With locations across your community, you can choose an option that works best for you.
Open an Account Online Find a Branch opens in a new windowFree Checking Account Near Me.
Find a Commerce Bank location near you.
Looking to create a new checking account? Commerce makes it easy to get started online or at a nearby branch. With locations across your community, you can choose an option that works best for you.
Open an Account Online Find a Branch opens in a new windowWhere can I open a free checking account near me?
Deciding where to bank and manage your everyday finances is no small task. Commerce Bank offers multiple ways to open a free checking account, so you can move forward without putting your day on hold. Choose the option that fits your location and availability:
- Apply for a free checking account online in a few minutes.
- Visit a Commerce Bank branch opens in a new window near you for in-person support.
Open a Free Checking Account Online.
When life gets busy, there’s not always time to visit a branch. If convenience is your top priority, opening a personal checking account online may be the right fit.
When you open a checking account online, you can:
- Apply on your timeline
- Complete a simple online application
- Get access to online and mobile banking right away
You get the same Commerce Free Checking account, without going into a branch.
Visit a branch to open your account.
Sometimes it helps to talk things through with a face-to-face conversation. If you prefer personal guidance or have specific questions about free checking accounts, visiting a Commerce Bank branch can make opening an account feel easier.
At a local branch, you can:
- Get one-on-one assistance from a personal banker
- Talk through which checking account option is best for you
- Receive guidance on switching banks, setting up direct deposit or other next steps
Find a Branch Near You opens in a new window
Find a Commerce Bank Location
Looking for a branch or ATM?
Search by city, state or ZIP code to find a Commerce Bank location near you.
Find a Commerce Bank Location
Looking for a branch or ATM?
Search by city, state or ZIP code to find a Commerce Bank location near you.
Why Choose a Commerce Free Checking Account?
Selecting a personal checking account takes consideration of your lifestyle and everyday banking needs. A Commerce Free Checking account gives you all this:
- No monthly service fees
- Early Pay
- Zelle®footnote 1 and External Transfersfootnote 2
- Visa® Debit Card with Tap to Pay
- Direct deposit
- Easily manage your account online and in-app
Want to explore all your options?
Why Choose a Commerce Free Checking Account?
Selecting a personal checking account takes consideration of your lifestyle and everyday banking needs. A Commerce Free Checking account gives you all this:
- No monthly service fees
- Early Pay
- Zelle®footnote 1 and External Transfersfootnote 2
- Visa® Debit Card with Tap to Pay
- Direct deposit
- Easily manage your account online and in-app
Want to explore all your options?
Free Checking Account FAQs
Is a Commerce checking account really free?
Can I open a free checking account online?
Can I switch from another bank or credit union?
What do I need to open a checking account?
Do I need to visit a branch to open an account?
Helpful resources for choosing a checking account.
Ready to open a free checking account?
However you choose to bank, Commerce is here to help you take the next step.
Open an Account Online Find Your Commerce Bank opens in a new window
Ready to open a free checking account?
However you choose to bank, Commerce is here to help you take the next step.
Open an Account Online Find Your Commerce Bank opens in a new window
Disclosures:
- Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used here in under license.
- Fees may apply for External Transfers, depending on the speed of the transaction.
Deposit Agreement & Disclosures
To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version opens in a new window.




