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Homebuyers applying for mortgage online.

Apply for a Mortgage Online

Start your application online.

Mortgage applications require paperwork, but applying online can help you cut through the clutter. Skip the scavenger hunt for your financial documents and let us gather them with your permission.

After creating your account, you’ll have access to a custom dashboard with the current status of your mortgage application, including next steps to keep moving forward.

Apply Online

Get preapproved: Here’s what you’ll need.

Before you start looking for your home, we can provide you with loan preapproval. In a competitive housing market, sellers tend to give preapproved buyers first consideration. You’ll need:

  • Total monthly income, before and after taxes
  • Available down payment amount
  • House payment amount that fits your budget

Get Preapproved

When you’re ready, we’re ready.

Check today’s rates and start your application — all with a few clicks.

Check Today's Rates

Whether you're buying or
refinancing, see the current
rates from Commerce Bank

Check Rates

Start Your Application

Take the next step and
apply online.

Apply Online

Commerce Bank branding

Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948


Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland.

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