Whether you’re seeking to lower your monthly payment, fast-track your debt pay down or simply want to know all your options —we’re here to help you find the right strategy to tackle your repayment goals.
Lower your interest rate and monthly payment, reduce debts or pay down principal.
Consolidate your federal and private education loans into one monthly payment.1
No origination or prepayment fees.
0.25% autopay rate discount.2
2.125% to 6.00%5
3.625% to 7.50%6
20-year5 and 10-year6 terms available.
Rate offer of 2.125% APR assumes excellent borrower credit history and reflects a rate discount of 0.25% for automatic payments. Rates without automatic payment discount can range from 2.375% to 7.75% APR, depending on borrower credit history and repayment option chosen.
Currently employed or have an employee contract pending by a medical hospital, practice or clinic.
Meet minimum debt-to-income and other basic credit criteria.
Qualified student loans between $30,000 - $500,000 for refinancing.
U.S. citizen or non-citizen permanent resident of the U.S.
Find your rate and apply online.
Submit income and eligibility documents.
We pay off your existing student loans.
Fill out the form below and we’ll connect you with a client relationship advisor.Contact Us
Our Student Loan Advisory Services offer one-on-one guidance to help you navigate your repayment options with confidence and build your action plan.Learn more
Information advertised valid as of 11/18/2021
COMMERCE BANK RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
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