Buy the bike of your dreams.
If the open road is calling your name, we can help you answer. From custom roadsters to sport bikes and specialized ATVs, our motorcycle loans will get you ready to ride.
You’ll get flexible terms, competitive rates and a quick approval process with funds usually available within a day.
Apply now for a motorcycle loan Call 877-373-3733
Save 0.25% off your interest rate
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For having your payment automatically deducted from your Commerce checking or savings account.1
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An additional 0.25% is available when $7,000 or more of the loan is refinanced from another lender.1
Apply for a motorcycle loan
Take advantage of flexible terms – long, short or somewhere in the middle. Let’s find a motorcycle financing plan that works for your unique needs.
Get a motorcycle loan in 3 easy steps
Finalize your financing
as early as same-day
Receive loan funds
deposited into your account
Need to refinance your motorcycle? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term2 — we offer flexible terms at competitive rates.
Shop with confidence after you get pre-approved.
Ask your banker how applying for pre-approval on a motorcycle loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733
Motorcycle loan FAQs
Is a motorcycle loan the same as a car loan?
Like a car loan, a motorcycle loan is an installment loan. Installment loans offer a fixed interest rate and monthly payments until the loan amount is paid off. However, the interest rate on a car loan may be different than a motorcycle loan. Enter your ZIP code to view rates now.
Can I finance a motorcycle with no credit history?
With most banks, there is a minimum credit score required to qualify for a loan. However, if you have little to no credit history, you can apply with another person, a co-signer, who may be better qualified. It is important to note, this person will be equally responsible for debt borrowed. Regardless of your credit score and history, we encourage everyone to apply.
Disclosures:
- Rates are subject to change. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan and does not apply to Commerce credit card or loan account payoffs. In order to qualify for refinancing discount, must refinance $7,000 or more of debt from another lender.
- Extending your loan term will increase the amount of your total finance charges.
* Rates are subject to change. These rates are available only for new and used motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. Must be 18 years or older to apply.
