4.5/5 overall rating
(2295 reviews)
10/31/2024
Great card to keep using.
Gives you a flat 1.5% rewards without having to click on rewards.
Beverly J
Hixson, TN
Cardholder since 2018
10/30/2024
review
still waiting to hear results from case number174648
Kenneth M
What Cheer, IA
Cardholder since 2018
10/30/2024
A couple flaws
I wish it was tappable. Also, the card fails at the register from time to time.
Robert P
Kansas City, MO
Cardholder since 1985
10/30/2024
It’s a credit card
It works although most merchants charge me a service fee to make up for their service fee.
Jan H
Monmouth, OR
Cardholder since 2019
10/30/2024
Good to have but card needs a face lift,
Charles K
High Ridge, MO
Cardholder since 1992
10/30/2024
Please stop sending me convenience checks every 30 days. Please add c
Please stop sending me convenience checks every 30 days. Please add custom card designs.
Colin O
Lancaster, TX
Cardholder since 2014
10/30/2024
Charles A
Billings, MT
Cardholder since 2021
10/30/2024
Robert T
Columbia City, IN
Cardholder since 2015
10/30/2024
Lowered credit limit
You pricks lowered my credit limit when I needed it the most! I lost a finger, I was without a job for 6 months and what you do is lower my credit limit! I will pay off the 1300$ I owe and I am gonna close both of my accounts I have with you. Have a good day!
Lazar
Willowbrook, IL
Cardholder since 2024
10/30/2024
Couldn’t do without it
I use it for any charges that come thru at odd times so I can be sure I don’t overdraw the checking account. Then I can easily move money to pay that cost on my card
Janet T
Perryville, MO
Cardholder since 2001
10/30/2024
Commerce Visa customer service is at best terrible.
Commerce has lost its way since moving much of the Administrative functions to St Louis. Commerce customer service. I have been a Commerce Visa customer since 1972 with an exceptional credit record. No one at Commerce appreciates us as a customer or so it seems. There is no recoginition what so ever for being a good customer. None. Nil. None.
E D
Kansas City, MO
Cardholder since 1972
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
