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KC Royals Mastercard Credit Card

Kansas City Royals™ Mastercard

KC Royals Mastercard®

Are you ALWAYS ROYAL? 

  • 0% Intro  APR2 for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 16.74% - 26.74% Variable APR3
  •  Unlimited Cash Back1 with no point caps & no opt-in 
  • Redeem for Cash Back1, gift cards, travel, Royals merchandise and more! A Cash Back redemption is applied as a statement credit.
  • Discounted game tickets
  • Game day experiences and exclusive events
  • No Annual Fee
  • Zero Liability6 Protection
Unlimited 1% Cash Back(1) with 2%-3% Cash Back(1) on purchases in select categories(2)

Discounted Royals Tickets

The Kansas City Royals and Commerce Bank have teamed up to provide cardholders with great ticket discounts. 

Purchase your tickets today!

Exclusive RoyalsTM Items

As a Royals Mastercard cardholder, you will have exclusive access to game day experiences, special Royals offers and events. Some of these experiences have limited availability, so act fast!

New this year iconOpening Day at The K Tickets 15,000 Points

Enjoy Opening Day at Kauffman Stadium in Dugout Plaza seats! On Thursday, April 2, 2020, the Kansas City Royals™ will be taking on the Seattle Mariners at 3:05 p.m. CST.

Details:
This is a time-sensitive reward item. Package includes two (2) tickets to the Kansas City Royals™ home-opener game, in Dugout Plaza seats, on Thursday, April 2, 2020 at 3:05 p.m. CST. This a limited-time offer based on ticket availability. Tickets are first come, first serve. Reward must be redeemed at least two (2) weeks prior to the game date
See Royals™ Items Terms and Conditions7 for complete details.

New this year iconBullpen Breakfast with a Royals™ Celebrity 7,500 Points

Enjoy breakfast in the bullpen with a Royals™ celebrity! Take in the beautiful views of Kauffman Stadium from the bullpen while enjoying complimentary food and beverage.

Details:
This is a time-sensitive reward item. Package includes two (2) tickets to the Royals™ bullpen breakfast with complimentary food and beverage. Event will be from 8:30 a.m. CST to 10:00 a.m. CST on Thursday, June 4, 2020. This is a limited-time offer based on ticket availability. Tickets are first come, first serve. Reward must be redeemed at least two (2) weeks prior to the game date.
See Royals™ Items Terms and Conditions7 for complete details.

Diamond Club Tickets 40,000 Points

Along with some of the best views of the playing field at Kauffman Stadium, Diamond Club Seats are padded and plush to provide a comfortable seating area for you and your guest(s). This package also includes in-seat service and exclusive access to the Diamond Club Lounge with private bar and concessions.

Details:
This is a time-sensitive reward item. Package includes: Four (4) Diamond Club individual game-day tickets, one (1) parking pass and exclusive access to the Diamond Club Lounge. This is a limited-time offer based on ticket availability. Games are first come, first serve. Reward must be redeemed at least two (2) weeks prior to the game date.
See Royals™ Items Terms and Conditions7 for complete details.

Throw Out the First Pitch 50,000 Points

Throw out a ceremonial first pitch in the heart of the K and then enjoy the game in the Diamond Club Lounge! Choose your own catcher — a friend, co-worker, family member… or a Royals™ player!

Details:
This is a time-sensitive reward item. Package includes: one (1) First Pitch at a Royals™ regular-season home game. Each package also includes: four (4) Diamond Club individual game-day tickets, one (1) parking pass and exclusive access to the Diamond Club Lounge. This is a limited-time offer based on ticket availability. Limited ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date. A Commerce Bank® representative will contact you to coordinate your ceremonial first-pitch experience.
See Royals™ Items Terms and Conditions7 for complete details.

Cardholder Appreciation Event 20,000 Points

As #AlwaysRoyal™ fans and Commerce Bank® customers, we want to show our appreciation. Commerce Bank® will host a Kansas City Royals™ Mastercard® Cardholder Appreciation Event on Friday, June 26, 2020 in conjunction with the Royals™ and their 7:05 p.m. CST game against the Cleveland Indians.

Details:
This is a time-sensitive reward item. Package includes two (2) game-day tickets to the George Brett Suite, complimentary food and beverage and an appearance by a Royals™ celebrity. This is a limited-time offer based on ticket availability. Limited ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) ticket package redemptions per cardholder.
See Royals™ Items Terms and Conditions7 for complete details.

Dugout Suite Tickets 25,000 Points

Enjoy a regular season home game in style, in a Dugout Suite! Reserve your spot now and receive two tickets, one parking pass and FREE food and beverage!

Details:
Package includes two (2) game tickets to a Dugout Suite on Friday, June 12, 2020 or Friday, August 7, 2020; one (1) parking pass 
and complimentary food and beverage. This is a limited-time offer based on ticket availability. Limited ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) ticket package redemptions per cardholder.
See Royals™ Items Terms and Conditions7 for complete details.

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

  2. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

  3. Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.

  4. "Purchases" refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.

  5. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants. See Rewards Terms & Conditions for full program details.

  6. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

  7. Royals™ Items Terms and Conditions

    Royals™ Items listed are for 2019.

    For any points redeemed for merchandise, game tickets, parking passes, game programs, gift cards or any other items from any of the Royals™ Items such items will be delivered by standard shipping methods and may not be shipped to a post office box address. Shipments to addresses outside the continental United States of America will require the payment by you of additional postage and/or handling. Please allow 4-6 weeks for delivery once your complete and legible order is received (special mailing or other arrangements will be made for game tickets or parking passes for which regular mailing times, as determined by Commerce, would not be feasible). Addresses on orders must contain complete cardholder name, street address, apartment or suite number, city, state, correct zip code, account number and cardholder signature. If no address is provided at the time of point redemption, the merchandise or other items will be shipped to the address to which credit card statements are sent.

    For any points redeemed for a Royals™ Item that includes tickets for attendance at a Royals™ regular season home game, should such game be rained-out, weather postponed or is not played for any reason, Commerce and the Royals™ will attempt to re-schedule the award to another date but, in the event such re-scheduling is not feasible or cannot be accomplished, Commerce will credit points used for the award to the Royals™ Rewards Program Account. Once issued as a Royals™ Item reward, such tickets are considered fully redeemed and no refund, exchange or substitution for such game tickets will be made by Commerce nor will redeemed points used to acquire such game tickets be credited to your account. Neither the Royals™ nor Commerce are responsible for any lodging, air fare, travel costs or expenses of whatever nature incurred in order to attend a Royals™ regular season home game that is rained-out, weather postponed or is not played for any reason nor for any such costs or expenses for attending a make-up or re-scheduled game.

    Neither Commerce nor Royals™ their respective employees, officers, affiliates or agents assume any responsibility for, and will not be held liable for any loss, injury, death or damage to any person or property, as a result of Royals™ Item reward, or in transit to or from said any such reward or any cause whatsoever due to accidents, delays, cancellation due to nature, mechanical breakdown, strikes, acts of God, inconvenience, or irregularity which you may suffer by reason of a Royals™ Item reward. Neither Commerce nor Royals™, their respective employees, officers, affiliates or agents assume any responsibility for any promises or claims, written or verbal, made by anyone other than those made in these Royals™ Items Terms and Conditions.

    Commerce and Royals™ reserve the right to substitute Royals™ Items described in this program with other comparable Items of equal or greater value. Royals™ Items described or pictured herein may not necessarily be the exact color or have the same features (for example, autographs) due to production variations or manufacturer changes or upgrades and, in any event, all Royals™ Items are subject to availability.

    All trademarks, service marks and trade names used in the Commerce Bank Royals™ Rewards Program are with permission of the respective owners. The names "Kansas City Royals™", "Royals™", "Kauffman Stadium" and "The K" alone and in combination with the Commerce Bank Royals™ Rewards Program design, are property of Kansas City Royals™ Baseball Corporation and the names "Commerce" and "Commerce Bank" are the property of Commerce Bank. No use of these may be made without the prior written authorization of the Kansas City Royals™ Baseball Corporation and Commerce Bank. All other product and company names mentioned herein may be trademarks of their respective owners.



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