Special Connections® Credit Card Reviews
4.5/5 overall rating
(1448 reviews)
Get the card that rewards you with up to 4% Cash Back1footnote 1 in all your favorite categories!2footnote 2
1footnote 1 Cash Back applied as a statement credit.
11/14/2024
Bank Card
Go to card for large purchases. Great interest rate. Good credit line.
Donald D
Westwood, KS
Cardholder since 2009
10/31/2024
Karen W
Carl Junction, MO
Cardholder since 1990
10/31/2024
Mitzi J
Kansas City, MO
Cardholder since 2013
10/31/2024
Good Solid card nothing special
I only have this account opened because it my oldest credit card account. It is solid but there are better credit card offer out there.
Luke E
Cape Girardeau, MO
Cardholder since 2014
10/31/2024
I am completely satisfied with my special connections credit card. Security is the bedt & also wonderful customer service
Michael
Odessa, TX
Cardholder since 2023
10/31/2024
Please lower my interest rate
I was astonished by the excessively high interest that I'm paying, almost $100 each month. I believe that my interest rate should be lowered, based on the fact that I've been an excellent customer and have never missed making a payment. I always pay more than the minimum amount due. I am a retired senior citizen, and I would appreciate having a much lower interest rate. Thank you.
Cassandra C
Chicago, IL
Cardholder since 2019
10/31/2024
Barbara B
O Fallon, MO
Cardholder since 2011
10/31/2024
Daniel R
Evansville, IN
Cardholder since 2021
10/31/2024
Making Progress, but Still a Ways to Go
Good that you've made some modest improvements lately, but I still don't look at Special Connections credit card as being as valuable to me as other cards.
Walter W
Nixa, MO
Cardholder since 1992
10/31/2024
Frustrating
Automated payment system did not take my payment and and representative had to process my payment and they said they would waive the process fee but they did not and buy them not waving the fee as they said they would overdrafted my bank account there was enough money for the payment but not the processing fee I was told by the lady that the processing fee would be waived due to the fact of the automated system not taking my payment after 5 or 6 tries the representative processed by payment for me and promised me that no fee would be charged for doing so and that was a lie because she did in fact charge a fee which caused problems because I only transferred into my bank account the necessary funds to cover my payment to commerce Bank the person that helped me process the payment was incompetent and calls me frustration over making that payment
Eugene F
San Antonio, TX
Cardholder since 2022
10/31/2024
Majd
Olmsted Falls, OH
Cardholder since 2024
Disclosures:
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit commercebank.com/cashrewardsterms link opens in a new window for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
