Anytime I've had a question. I've been able to get an immediate answer from a live person. The interest rates are fair and I love the card
I have used this card for some time. The rewards are good. All my accounts are with Commerce so the auto pay is so convenient to set up and to use.
Along with the credit limit upgrade, Credit Karma notified me that there is a $47.00 annual fee to be charged to my account come July 2024.