Skip To Main Content
Graduating soon? Commerce Bank has you covered.


Graduating soon?

College is over! And adulting is a lot to think about, from new jobs to new places to live. As you plan your new adventure, let us help handle the financial part.

Set yourself up for success by setting some new goals for yourself:

  • Getting a checking account that fits you now
  • Learning easy ways to manage your money
  • Getting in the habit of saving
  • Building your credit
  • Buying yourself a car

Personal advice, when and where you need it

You’re independent now, but that doesn’t mean you have to go it alone. The Commerce Bank CONNECTTM app lets you interact directly with a real person who can connect you with the solutions you need, right from your smartphone. You choose the banker, and they can help direct you to the solutions that best fit your goals, like making a plan to build good credit and a savings plan for that first real paycheck.

Learn more about the Commerce CONNECT app

We have solutions that can help you get started on the right foot:

Commerce Free Checking. Who needs a monthly fee when you’re just starting out? Choose a Commerce Free Checking Account. There’s no minimum balance and you can use your free debit card as much as you want.

Digital Banking solutions. You’re really going places! Our mobile app can keep up with you. Deposit checks and pay bills, wherever you are. Set up account alerts to manage your account security and keep things on track. Lock and unlock your debit or credit cards. Or let us know when you’re traveling.

myRewards Savings. Having a nest egg is important – and we’ll help you build it. Make monthly savings deposits for 11 months in a row, and we’ll make your 12th deposit – up to $50!1

mySpending Card®. Budget with a prepaid debit card. Separate your fun funds for reaching your goals from your bill funds and keep your budgeting on track.

Credit cards. Take it to the next step. Your sound financial future is built on a strong, excellent credit history. Whether needing credit for the first time — or taking your rewards-earning potential up a notch — find the best card for you.

Auto Loans. Need a new ride to get to that new job? New or used, we’ve got you covered. Get preapproved and shop with confidence.


Loan Calculators

Ready to get started?

Commerce Connect

Download our Commerce Bank CONNECTTM app and message securely with a banker.

Get it on Google Play Download on the App Store

Use our Solutions Guide to get recommendations.

Find a branch

Call or email


  1. To qualify for the annual matching deposit Reward, you must maintain a Commerce Free, CommerceInterest or CommerceRelationship checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals per year, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to 5 myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually starting in the 12th month after the first deposit. Annual Percentage Yield is 0.02% as of 8/1/17 on all balances. Rate may change after account is opened. Incentive of $10 or greater reported as interest to the IRS. Fees may reduce earnings.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.