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Activate Online Banking

Activating Online Banking is quick and easy.

Activate Online Banking with Online Bill Pay* (optional)

To activate with a Commerce deposit account, you will need:

  • Account number (checking, savings, or money market account)
  • Amount and date of last deposit
  • Social security number1
  • Mother’s maiden name

To activate with a Health Services Financing or Health Payment Plan Account, you will need:

  • Account ID
  • Minimum payment amount and due date
  • Social security number
  • Zip Code

To activate with a Commerce installment loan or home equity loan or line of credit, you will need:

  • Loan number
  • Next payment amount and due date
  • Social security number
  • Zip Code

To activate with a Commerce credit card, you will need:

  • Social security number
  • Credit card number
  • Credit card security number
  • Name embossed on credit card
  • Amount of last payment
  • Zip Code

Activation Steps:

  • Click the "Activate Online Banking" button below
  • Read and accept the Terms and Conditions
  • Complete the online activation form
  • Sign up for Online Bill Pay* by selecting the option on the activation form

Activate Online Banking

Add Online Bill Pay* to Online Banking

From Online Banking, follow the steps below:

  • Click "Pay Bills"
  • Accept the separate Terms and Conditions

You will be asked a few security questions to verify your identity in our efforts to protect you against identity fraud. After the questions are completed, click “Continue" and then click “Finished."

You are now ready to start using Online Bill Pay.

Log in to Online Banking and add Online Bill Pay



Use Quicken® to Manage Your Online Banking Accounts


* Commerce checking account required.

1 If you do not have a Social Security Number, you may activate Online Banking with a valid passport number or Matricula Consular from Mexico.

† To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.