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PSEA credit card

PSEA Visa Signature®

The Power of a Great Education is now available in your wallet with the PSEA Visa Signature® credit card.

Earn rewards1 with every purchase. Cash Back2 rewards in all your favorite categories3.

Apply now

  • UNLIMITED Cash Back2 with no point caps and no opt-in. A Cash Back redemption2 is applied as a statement credit.
  • No Annual Fee
  • Enroll in the toggle® feature and add more flexibility to your PSEA Visa Signature® credit card! With the toggle® feature, you can:
  • choose to Pay Now® by a specific category or purchase amount,
  • choose to Pay Later® by a specific category or purchase amount,
  • or Unwind® a transaction.
PSEA credit card promo

Learn more about the toggle® feature here.

You have lots of choices to redeem your rewards – from 1% Cash Back2 to gift cards, travel, merchandise and more.3

Apply now

*View Important Terms[PDF] 4 for full details.


  1. Visit for complete details.

  2. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

  3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.

  4. To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.


    Pennsylvania State Educators Association and Commerce Bank reserve the right to make changes to the VIP cardholder benefits at any time, with or without prior notice. Commerce Bank is not responsible for fulfillment of the VIP benefits, or failure to provide the stated benefits and services.