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Contactless and Chip Cards

Added Security

Contactless and Chip technology makes your Commerce Bank Card safer.

  • Receive Enhanced Fraud Protection with Contactless and Chip Technology
    Every time you tap your card at a contactless-enabled terminal, or insert your chip card into a chip terminal, the payment technology protects your information by creating a unique transaction code. This transaction code cannot be replicated, keeping you better protected against counterfeit fraud.

  • Count on Zero Liability Protection
    If your card is lost or stolen, you’re protected against unauthorized use of your card or account information.1

  • Additional Information
    Identity Restoration Services keeps your information safe with dark web monitoring and more.

Learn more about Card Security

Easy to Use

Contactless Cards

You can now tap to pay with your Contactless Card for fast, easy, secure2 checkout.

Here's all you need to know to confidently use your new card.

1. Look, 2. Tap, 3. Go

* The Contactless Symbol and Contactless Indicator are trademarks owned and used with permission of EMVCo, LLC

Chip Cards

It’s easy to pay at a chip terminal. Simply insert your chip card and follow the prompts. If a retailer is not yet chip-enabled, you can still swipe your card to pay.

Global Acceptance

Your contactless Commerce Bank Chip Card comes with proven technology that is already in use around the world. So whether you’re close to home or thousands of miles away, you can pay with confidence.

Chip Cards FAQs

Contactless Cards FAQs


  1. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

  2. Contactless Visa cards use the same dynamic security as chip cards. Each transaction is accompanied by a one-time code that protects your payment information.

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