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Cobblestone Rewards Visa Signature(R) Card


Cobblestone Rewards Visa Signature®

Enjoy the Big City Quality, Small Town Values everywhere you go with the Cobblestone Rewards Visa Signature®!

  • Earn 20,000 Bonus Points Towards a FREE Award Night1
    when you make $1000 in purchases in your first 90 days after account opening.2
  • No Annual Fee
  • Earn Points1 Faster
    • 5 Points per $1 spent at Cobblestone Rewards Participating Hotels3
    • 1 Point per $1 spent everywhere else Visa® is accepted
    • Plus, earn an additional 50% bonus on your purchases at Cobblestone Rewards Participating Hotels when you make $10,000 in purchases each year.

In addition to the VOILÁ points you may earn for your stays

Earn 20,000 Bonus Points Towards a FREE Award Night(1)

Visa Signature Perk

Receive exclusive perks including special offers on travel, fine wine, & food, sports, shopping, and entertainment

Visa Signature Benefits

Lost Luggage Reimbursement, Auto Rental Collision Damage Waiver, Roadside Dispatch, Warranty Manager Service, & Purchase Security

Visa Signature Concierge4

Visa Signature’s 24 x 7 complimentary concierge service can handle life’s details, so you don’t have to. Services include restaurant recommendations, reservations, and vacation-planning assistance.

Zero Liability Coverage5

All credit cards feature:


Avoid interest and earn more rewards

Apple Pay

Experience a new way to pay


View your FICO Score every month6


Receive suspicious card activity alerts


  1. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

  2. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

  3. See for full Terms and Conditions of the VOILÁ Hotel Rewards program, including Cobblestone participating hotels. Restrictions may apply to the use of points. In order to qualify for a free VOILÁ Award Night, you must have at least one (1) Eligible Stay at a Cobblestone participating hotel in the past 24 months credited to your VOILÁ account to be eligible to redeem an Award Night. Terms and Conditions of the VOILÁ Hotel Rewards program may be modified and services may be added or deleted at any time without notice to the cardholder. Commerce Bank is not responsible for fulfillment of the VOILÁ Hotel Rewards member points. Cardholders earn five (5) points per $1 of Net Merchandise Purchases at VOILÁ Hotel Rewards participating properties and one (1) point per dollar of Net Merchandise Purchases everywhere else Visa is accepted. Cardholders earn an additional 50% bonus (2.5 points) per $1 at VOILÁ Hotel Rewards participating properties when you make at least $10,000 in Net Merchandise Purchases per year. Spend is calculated on the 12 months prior to each annual anniversary of the cardholders account opening date. Points awarded through the use of the authorized user’s credit card will only be credited to the primary cardholder’s account. Please allow 30 business days for points to post to your VOILÁ Hotel Rewards account.

  4. Subject to credit approval. Within 90 days of account opening of your new Cobblestone Hotel Rewards Visa Signature® credit card, approved applicants must use the card to make a $1,000 in Net Merchandise Purchases to receive the 20,000 bonus points. “Net Merchandise Purchases” means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce. VOILÁ will be notified of your account opening and when you qualify for the bonus points. VOILÁ is responsible for fulfillment. Please allow up to 30 business days to receive your bonus points. Offer subject to change without notice. Limit one (1) 20,000 point bonus per VOILÁ Hotel Rewards membership account.

  5. “Cobblestone Participating Hotels” are hotel brands currently participating in the VOILÁ Hotel Rewards program.  Please note that hotels  self-select the category in which transactions will be listed and hotel identification information may change without notice, therefore transactions may not be counted in the category you might expect.

  6. Certain terms, conditions, limitations, and exclusions apply. All costs for goods or services purchased are the responsibility of the cardholder.

By Applying for the Cobblestone Hotel Rewards Visa Signature credit card, you are authorizing Commerce Bank to share information with VOILÁ Hotel Rewards to fulfill on the VOILÁ Hotel Rewards Program.