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Certificate of Deposit

What is a Certificate of Deposit?

A Certificate of Deposit – or CD – is a savings product with the security of a fixed return over a specific length of time. Your FDIC-insured¹ CD account will typically earn more than a standard savings account, but any money deposited must remain at the bank throughout its term².

Benefits

Flexible term lengths
Fixed rate of return
FDIC insurance

Free Online Banking

Access electronic copies of your 1099 and certain other tax forms through Online Banking
Order up to seven years of account statements and check images on CD-ROM through Online Banking

Min. Opening Deposit	$1,000
Interest Paid	Compounded Daily
Minimum Balance	N/A
Monthly Service Charge	N/A
Terms	We offer terms from 3 months to five years² Longer terms offer potentially higher interest rates Shorter terms mean quicker access to your funds
Check Writing Privileges	No
Transactions	Funds cannot be added during the term and penalty for early withdrawal. Funds can be added or withdrawn at maturity.

Open a Certificate of Deposit

Questions about which account is right for you?

We're here to help you make the best choice. Just give us a call.

800-453-2265

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Disclosures:

The Federal Deposit Insurance Corp. insures each depositor up to $250,000.
Penalty for early withdrawal

Deposit Agreement & Disclosures

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