Skip To Main Content
Farmer with cattle and child on his shoulder.

USDA mortgage1,2

  • Guaranteed by the U.S. Department of Agriculture, if eligible
  • Get up to 100% financing
  • No origination fee charged by Commerce Bank
  • Lower-than-market interest rate
  • Minimum 640 FICO® Score
Commerce Bank branding

Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948

Disclosures:

  1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland. 
  2. Borrowers wishing to finance with a USDA-guaranteed loan are subject to eligibility requirements, including income, property type, credit and property location. To determine if your property might be eligible, visit https://eligibility.sc.egov.usda.gov/eligibility/ and click on the "Single Family Housing Guaranteed" tab

Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland. 

Commerce Bank and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Commerce Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.