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Buyers shopping for a new home.

Get preapproved: Here’s what you’ll need.

Before you start looking for your home, we can provide you with loan preapproval. In a competitive housing market, sellers tend to give preapproved buyers first consideration.

You’ll need:

  • Total monthly income, before and after taxes
  • Available down payment amount
  • House payment that fits your budget

Get Preapproved

When you’re ready, we’re ready.

Check today’s rates and start your application — all with a few clicks.

Check Today's Rates

Whether you're buying or
refinancing, see the current
rates from Commerce Bank

Check Rates

Start Your Application

Take the next step and
apply online.

Apply Online

Commerce Bank branding

Mortgage made simple.

Our goal is to make the mortgage loan process straightforward and easy to navigate. Whether you meet with a mortgage banker face-to-face, through chat or over the phone, we’re here to help every step of the way.

Contact a Mortgage Banker

Commerce Bank NMLS#411948


Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce does not lend in Maryland. 

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