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Mortgage Basics

Understanding
Mortgage Basics

Learn the home buying process

Before you start house hunting, take a look at the path to home ownership. Building a support team with your lender and realtor will be invaluable to help you react quickly in today’s competitive market. When you apply online, you'll find our home lending process as simple and uncomplicated as possible. Stress less. We've got this.

Check out the resources below to assess your financial picture and learn more about your lending choices.


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How does the mortgage process work?



Mortgage process infographic

Check today's rates1

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Do the math

Icon of a calculator on a circle Estimate your mortgage payment with our useful mortgage loan calculators.

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Mortgage loan types

Explore mortgage products for your unique needs as a homebuyer.

Learn More about our mortgage loan types and which one is right for you

Commerce Bank NMLS#411948

Disclosures:

1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. States Commerce lends in include but are not limited to Colorado, Illinois, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Oklahoma, Tennessee and Texas.

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