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Mortgage Basics

Mortgage Basics

Learn the home buying process

Before you start house hunting, take a look at the path to home ownership. Building a support team with your lender and realtor will be invaluable to help you react quickly in today’s competitive market. When you apply online, you'll find our home lending process as simple and uncomplicated as possible. Stress less. We've got this.

Check out the resources below to assess your financial picture and learn more about your lending choices.

Apply Now

How does the mortgage process work?

Mortgage process infographic

Check today's rates1

Get today's mortgage rates with a quick quote.

Get a quick quote

Do the math

Icon of a calculator on a circle Estimate your mortgage payment with our useful mortgage loan calculators.

Use our calculators

Mortgage loan types

Explore mortgage products for your unique needs as a homebuyer.

Learn More about our mortgage loan types and which one is right for you

Need a rate quote?1

Commerce Bank NMLS#411948


  1. Commerce Bank Mortgage supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Commerce Bank Mortgage does not lend in Maryland.
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