Rutgers Rewards Visa^® Signature
Credit Card

* View Important Terms of the Rutgers Rewards Visa^® Signature Credit Card PDF opens in a new window ^[PDF]

1. A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit www.commercebank.com/signatureterms link opens in a new window for full rewards program details.
2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.
3. Purchase refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
4. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

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