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Rutgers credit card

Rutgers Rewards Visa® Signature
Credit Card

Bring your Rutgers Rewards Visa® Signature credit card everywhere you shop, dine or travel!

  • Unlimited Cash Back1 with no opt-in or point caps (Cash Back1 applied as a statement credit).
  • No Annual Fee*
  • Zero Liability Coverage4
  • Redeem for Cash Back1, gift cards, travel, and more!3
Apply now
3% cash back streaming, cable & ridesharing services. 2% cash back gas stations, restaurants and fast food. 1% cash back other purchases.


View Important Terms of the Rutgers Rewards Visa® Signature Credit Card [PDF]

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit for full rewards program details.
  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.
  3. Purchase refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
  4. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.

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