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Couple traveling for leisure

Premium Credit Cards

Premium benefits,
better rewards.

Special Connections® Premium


Unlimited 1.5% Cash Back* every day!

A suite of first-class perks including:

Complimentary concierge service1
Premium travel offers and discounts
Savings from top retailers and popular events

Visa Signature Special Connections

Unlimited 1.5% Cash Back*
on every purchase, every day

Variable APR of 18.74% - 29.74%

No annual fee
1% foreign transaction fee

Unlimited point earning

Cell phone protection (up to $200 annually)2

Auto rental collision damage waiver3

Zero-Liability Protection

No pre-set spending limit***

Redeem for Cash Back*, gift cards, travel,
merchandise and more.

Unlimited 1.5% Cash Back(1) on every purchase.


Say “hello” to new opportunities on your everyday excursions, while watching your points add up. You'll unlock a suite of the finest travel services, benefits and everyday savings at popular retailers and events – all while earning unlimited 1.5% Cash Back1 and with no annual fee. Ask a Commerce Bank branch representative about all the included Commerce and Visa® credit card benefits. Apply today for your new credit card that rewards you more – the Commerce Bank Visa Signature® credit card.

View Important Terms[PDF] of the Special Connections® Premium credit card

World Elite Mastercard®


Up to 3% unlimited Cash Back* on every purchase

Premium travel benefits including:

Up to $120 in annual Lyft® credit4
Lounge Key™ access at 1,000+ airport lounges5
TSA Pre✓® statement credit ($85)6

World Elite Mastercard

Unlimited 3% Cash Back* for purchases
at coffee shops and restaurants

Unlimited 1.5% Cash Back* on every purchase, every day

Variable APR of 18.74%

$95 annual fee
No foreign transaction fee

Unlimited point earning

Cell phone protection (up to $1,000 annually)7

Complimentary Shoprunner membership

Zero-Liability Protection

No pre-set spending limit***

Redeem for Cash Back*, gift cards, travel,
merchandise and more!

Up to 3% Cash Back(7) on every purchase.


If you have endless travel destinations on your bucket list, or your favorite go-to places time after time, it's time to explore the world in style. Adventure awaits with premium travel benefits, zero foreign transaction fees, unlimited Cash Back and more. Apply for your new best credit card, the Commerce Bank World Elite Mastercard®, and enjoy enhanced travel, security and everyday benefits, accompanied by the best credit card rewards from a super-community bank you can trust – Commerce Bank®. Challenge accepted.®

View Important Terms[PDF] of the World Elite Mastercard® credit card



*A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.

Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

***No Pre-Set Spending Limit does not mean unlimited spending; rather each charge that causes your Account to exceed its Revolving Credit Line will be evaluated by us based on several factors. Any balance that exceeds your Revolving credit Line will be added to your minimum payment and will be due and payable when you receive your periodic statement.

Visa Signature® Benefits Disclosures:

  1. All costs for goods or services purchased are the responsibility of the cardholder.
  2. When you pay your monthly wireless bill with your covered Visa Signature® card, your cell phone can be protected for the next calendar month, so you can get reimbursed if your cell phone is stolen or damaged ($50 deductible). Certain terms, conditions and exclusions apply. In order for coverage to apply, you must charge your eligible cellular wireless bill to your covered card.
  3. When you use your covered Commerce Bank Visa card to rent a vehicle, you'll get built-in Auto Rental Coverage. You're covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract. Any additional drivers must also be listed on the auto rental agreement. Easy claims process: collect your documents (auto rental agreement, rental dates, etc.), and go to or call 1-800-348-8472. If outside the U.S., call one of our toll-free numbers to file a claim or get your questions answered. Please keep in mind that you will want to read the full terms and conditions for further details, including restrictions, limitations and exclusions, or check with your card issuer for a copy of your Guide to Benefits, as benefit configuration may vary.

World Elite Mastercard® Benefits Disclosures:

  1. Certain terms, conditions and exclusions apply. Enrollees in the Lyft and World Elite Mastercard benefit will receive a $10 Lyft credit ("credit") for taking five (5) Lyft rides in a calendar month when paid for with Commerce Bank World Elite Mastercard. Limit one Credit per month per Lyft account. Credit may take up to 2 days to be applied. Credit expires 30 days after application. See for full terms and terms and to enroll in the program. Lyft's Terms of service apply. Lyft CUPC ID No. TCP0032514 - P.
  2. See your Guide to Benefits or visit for more information.
  3. TSA Pre✓® is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA) program that allows low-risk travelers to experience faster, more efficient screening at participating U.S. airport checkpoints for domestic travel and international travel. Commerce Bank has no control over the program including, but not limited to, application, approval process or enrollment, fees charged by TSA, and no liability with regards to the TSA Pre✓® Program. For complete details on the TSA Pre✓® program, including full terms and conditions, please go to $85 statement credit will be processed after the TSA Pre✓® program application fee or renewal TSA Pre✓® program application fee is charged to an eligible card. Holders of eligible cards are entitled to one (1) $85 statement credit per eligible World Elite Mastercard account number every four (4) years in connection with the TSA Pre✓® program application fee. Please allow 6-8 weeks after the TSA Pre✓® program application fee is charged to an eligible World Elite Mastercard for a statement credit to be posted to your account. Cardholders are responsible for payment of all charges until the statement credit posts to the account Commerce Bank reserves the right to modify or cancel this offer at any time and without notice.
  4. Receive coverage of up to $1,000 in the event your cellphone is stolen or damaged, including a cracked screen, when you pay your cell phone bill with your World Elite Mastercard®. Coverage is limited to $800 max per claim, and two claims per twelve-month period. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Please see your Guide to Benefits or call 1-800-MASTERCARD (1-800-627-8372).