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toggle® Credit Card Reviews


toggle credit card contactless pay
4.4/5 overall rating
(106 reviews)
A smarter way to earn rewards and track spending with flexible, easy-to-use payment tools such as Pay Now®, Pay Later® and Unwind®.
toggle — the only card you need.

1 Cash Back applied as a statement credit.
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07/26/2023
Julie P
Virginia, MN
Cardholder since 2018
07/26/2023
Robert K
Arcadia, PA
Cardholder since 2018
07/26/2023

Always accurate.

Always, and every time, the work is dependable and I think everyone is doing a good job.
Ruth R
Kansas City, MO
Cardholder since 2021
07/26/2023

Great card

Excellent rewards with awesome features
Ted L
Cypress, TX
Cardholder since 2019
07/26/2023

Frustrated

I am not getting e statements as I said to the representative on the phone yesterday. So frustrating. I am unable to get the cash back option from your website. Every time I attempt I am stuck in a loop asking me to sign in again. So frustrating.
Connie K
Blue Springs, MO
Cardholder since 2021
07/26/2023
Frank D
Carthage, MO
Cardholder since 2020
07/26/2023

Customer Service

Extremely patient service, love my card and easy use. Secure in using card
Olin B
Kansas City, MO
Cardholder since 2022
07/21/2023
Myron J
Hillsboro, MO
Cardholder since 2020
07/20/2023
Inpong L
Amery, WI
Cardholder since 2018
07/20/2023

Increase Reward Percentage

It would be much appreciated if Commerce Bank would cpmpete with other credit cards and increase the reward percentage from 1.5% to 2% on purchases.
Carol J
Saint Louis, MO
Cardholder since 2021
Disclosures:
  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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