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Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.
Deciding whether to pay down debt or invest depends on factors like interest rates and your financial goals. Generally, prioritize paying off high-interest debt first, especially if rates exceed your expected investment returns, while low-interest debt may be better to invest against for long-term growth.
Scammers are increasingly impersonating government officials to trick individuals into giving away money or personal information through phone calls, texts or emails. To protect yourself, always double-check the identity of the person contacting you, avoid sharing private details, and report any suspicious activity to the authorities.
Before the year ends, review and adjust your budget, maximize retirement account contributions, and evaluate strategies to optimize your tax situation. Additionally, use any remaining FSA funds, update insurance policies and beneficiaries, consider recent life changes, and set specific financial goals for the upcoming year.
Step behind the desk and learn more about the people, culture and values that power Commerce Bank.
Sarah Barnes, a Private Bank client associate at Commerce Trust, finds Veterans Day special due to her military background and personal experiences. Her time in the Army National Guard shaped her teamwork and dependability, which she brings to her role at Commerce, where she also supports veterans through the SALUTE employee resource group.
Chase Kusnerik, assistant vice president of commercial banking at Commerce Bank — Bloomington-Normal, has been named to The Pantagraph’s 20 Under 40 list for her achievements in business, philanthropy and community service. In her role, she helps guide middle-market companies and is actively involved in local organizations, including serving as president-elect for the McLean County Chamber of Commerce Young Professionals and volunteering for several nonprofits.
Commerce places a priority on being involved in the communities it serves and making a positive impact. In Springfield, MO., Commerce works with SAAB, a nonprofit that provides support for high school and college students of color to help them in school, in their careers and beyond.
We are proud to announce that Commerce Bancshares ranked sixth overall in Bank Director’s 2024 RankingBanking study, which analyzes the performance of the largest 300 publicly traded banks. This recognition reflects our fundamental strength and diversified business model, showcasing our ability to deliver strong performance through economic cycles and further reinforcing our commitment to making decisions in the best interest of our shareholders, customers and team members.
* You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account or prepaid card with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.
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