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Commerce Bank has you covered when you're expecting a baby.


Expecting a

Welcome, little one! Parenthood can be a crazy adventure, but we can help you meet some of the new challenges that come with your growing family.

Here are a few things you may be considering as you plan for this exciting time:

  • Managing your money
  • Starting a savings plan
  • Buying a home
  • Making your home ready for baby
  • Buying a car

Personal advice, when and where you need it

New parents have lots of questions. The Commerce Bank CONNECTTM app lets you interact directly with a real person who can connect you with the solutions you need, right from your smartphone. You choose the banker, and they can help direct you to the solutions that best fit your goals, like setting up a college savings plan for your new baby.

Learn more about the Commerce CONNECT app

We can help with solutions to fit your family:

Digital Banking solutions. “New baby” and “easy banking” are a match made in heaven. Deposit checks, pay bills, or set up account alerts to help you keep track of it all and manage your account security. You can lock and unlock your debit or credit cards, or let us know when you’re traveling.

myRewards Savings. Babies need stuff. Start saving now and we’ll help! Make monthly savings deposits for 11 months in a row, and we’ll make your 12th deposit – up to $50!1

Mortgage. If you want to put down roots before the little one comes, we can help with a simple, quick online mortgage application process and a mortgage professional that will help you through the homebuying experience. We don’t do Lamaze coaching, though.

Home Equity. Need more room all of a sudden? Use the equity in your home for almost anything, from home improvement to debt consolidation.

Auto Loans. When it’s time to trade the convertible in for a minivan, get preapproved and shop for that new or used vehicle with confidence.


Use our Loan Calculators to determine what option is right for you.

Ready to get started?

Commerce Connect

Download our Commerce Bank CONNECTTM app and message securely with a banker.

Get it on Google Play Download on the App Store

Use our Solutions Guide to get recommendations.

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  1. To qualify for the annual matching deposit Reward, you must maintain a Commerce Free, CommerceInterest or CommerceRelationship checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals per year, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to 5 myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually starting in the 12th month after the first deposit. Annual Percentage Yield is 0.02% as of 8/1/17 on all balances. Rate may change after account is opened. Incentive of $10 or greater reported as interest to the IRS. Fees may reduce earnings.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.